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Help me with the budgeting....

Posted on: 07th Sep, 2006 03:27 am
Every month I ran out with my budget. Seems I am not able to budget my things properly. This is creating a problem in my finances.

Can anyone here advice me that how should organize my things. Plzz.

Hi Maole,

Welcome to the forums.

Don't worry. This is a problem faced by many people.

First of all what you do is track all your sources of income and all expenses in a piece of paper. Do it for the first 2 months and then when you exactly know where your money is going, try to cut down on unwanted or extra expenses.

You can use our Personal Budgeting Tool. This is a simple excel based budgeting tool.

Please feel free to ask if you have any more doubts :)

Posted on: 07th Sep, 2006 03:38 am
Along with the tool provided by MortgageFit. You can also do envelope budgeting at least for the first couple of months. I am telling you this from my personal experience that this is really very helpful.

In this type of budgeting what you do is keep some money aside in an envelope for major expenses like mortgage, credit cards, car insurance etc. every month.

Posted on: 07th Sep, 2006 03:58 am
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