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I own 17 acres of oceanview property in California with a 2800 sq. ft. manufactured home on a full daylight basement. It is paid for.
I do not have the 433a form because the home has to be "completed". I don't have the money to complete the decking and room addition that already has the foundation constructed.
Credit scores are in the low 700 but no one will loan on manufactured homes with cash out. I am not "desperate" as to use a hard money lender, but willing to pay 6% interest for a $100K loan.
Any suggestions?

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Dwayne,

You can check out online options to get a loan for your manufactured home. You can even contact the hard money lenders and check out what type of rates and terms they may offer you. If you can afford their rate and terms, then you can go ahead for the hard money loans.

Like | Dislike | Share | Posted: Mon, 04/30/2012 - 01:04 | Post subject:

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Dwayne!

Welcome to forums!

I personally feel that if you can pay 6% interest on a 100k loan, then you can apply for hard money loans.

Feel free to ask if you've further queries.


Like | Dislike | Share | Posted: Mon, 04/30/2012 - 20:54 | Post subject:

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