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Conventional streamline refinance program - Who offers it?

Posted on: 01st Apr, 2009 03:54 pm
i live in a condo in inglewood, california. i have a high 30-year fixed rate and am looking to refinance to a lower rate. my fico score is excellent. i am currently with citi mortgage and it is doing conventional streamline refinance loans for "certain" customers. i was told that my mortgage loan account no. does not have the "code number" in it that would put me in the "certain" customers category. does anyone know of a lender that does conventional streamline refinance loans?
I have an Conventional loan which the rate 8.9 and my mortgage is going up right now I am paying 1900 I can pay this because of the other bill I have. All I want to do is get a streamline loan because I have been late on mortgage like 15 days late almost every month I try to work something out with them but they keep telling me I am not having hardship. they do not want to work with me. Can you please give me some advice I do not need to refin just streamline just to get the rate down from 8.9 to save me some money.
Posted on: 22nd Oct, 2012 09:20 am
Hi Guest,

Unless you have equity in your property, it will be difficult for you to qualify for any kind of loan. You should first check whether or not you have equity in your property and then apply to other local lenders for a streamline loan.

Thanks,

Jerry
Posted on: 25th Oct, 2012 03:27 am
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