Posted on: 03rd Jul, 2009 02:28 pm
can i get a morgage with a fico score of 680
You sure can just as long as you meet the other qualifications (ie income, debt ratios, LTV)
680 is enough credit score.
Tell me your place so that i will help you further to get mortgage.
as far as credit score is concerned, it is ok. but there are other critera to fullfill.
680 credit scores are sufficient for both fha and conventional financing. all other aspects of qualifying must be adequate, as discussed by previous posters. income, down payment (amount and source), value of the home being purchased, other obligations - these are all critical to the approval process.
Minimum required FICO score for FHA approved loan is 620 but there will be other criteria like everyone else has said.