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Company Loan Type APR Est. Pmt.

Aimloan reputation - What are consumers saying about it?

Posted on: 14th Aug, 2008 12:20 pm
Anyone has experience with aimloan? I'm looking for a lender for my purchase of a property in Orange County, CA. Thanks.
My home refinance process admittedly has some difficult issues...with my ex-spouse, but still there are problems with Aim Loans. They point to the Title Company as the hold up and the Title Comany points to Aim Loans. Meanwhile, I am out 2 30 day extensions. If this next extension expires and they don't renew at their own expense, I will update this review with greater detail.
Posted on: 18th Apr, 2011 07:11 am
When you consider that most locations report real estate transactions to be down across the country, thereby leading to less financing than we might have previously been accustomed to, it's just about inexcusable for a lender to have delays such as we see cited in the posts here.

If you posted this correctly, deddy54 (and I have no reason not to think so), then you've been 60 days on extension, in addition to what I presume was probably an original 30 day lock. That's 90 days, if I'm reading it correctly, and that's ridiculous. No wait, it's actually well beyond ridiculous.

How do they maintain a reputation that must be strong enough for folk to go there to begin with?
Posted on: 18th Apr, 2011 06:45 pm
deddy54,

You say both lender and title company are blaiming the other for the hold up. What exactly are you being told is the reason for this? Is there a problem with the title or is the title company waiting for Aim Loan to supply information and numbers to prepare closing docs?

Definitely no reason why you should be 90 plus days out without having closed or being told the loan is not going through. I take it though you are not paying for the extensions, which could get costly to Aim Loan if rates start shifting higher than when you locked.
Posted on: 19th Apr, 2011 01:31 am
I often say it before, it is worth repeating, this is the most common and effective ways to find lenders, is talking to you people who know and respect them, to see who to use, and take the referral. Then you sit down with the proposal, so to be honest, ability, dedication and overall appearance of the people of your own determination.
Posted on: 09th May, 2011 11:33 am
I'm not quite certain what is meant by "appearance of the people of your own determination," but it sounds rather ominous - especially in light of past indiscretions in the lending industry.
Posted on: 11th May, 2011 12:58 pm
We did. We were refused and had to pay a $30 fee to our current lender to pay for a fax initiated by AIM. Ripoff!
Posted on: 11th Nov, 2011 06:14 am
Stay away from Aim Loan. They are a horrible company. Potential fraud here. Credit card was hit with several bogus charges immeidatly after their charge hit my account.
Posted on: 28th Mar, 2012 02:24 pm
Thank you J smith for sharing your opinion in the forums!! :)
Posted on: 28th Mar, 2012 10:06 pm
AIM advertises HARP loans with no appraisal qualifications. Loan was declined due to appraisal value. That is not how the program works. When pressed AIM would not confirm that the loan was processed as a HARP loan. The advertising is totally false or their incompetent. Probably both. :twisted:
Posted on: 21st Apr, 2012 08:13 am
Thanks for sharing your opinion, Fred!!
Posted on: 26th Apr, 2012 01:07 am
Don't use them....they're very disorganized and it slows the process down considerably. I won't bore you with the details... I'd suggest Quicken. Everyone I know who used them closed quickly.
Posted on: 16th Jul, 2012 11:35 am
Thanks for giving a positive opinion about Quicken!!
Posted on: 17th Jul, 2012 12:23 am
i am having difficulty obtaining a small loan i'm paying 40,000 down on a 95,000 loan any suggestions? oh credit score is 790
Posted on: 26th Feb, 2013 04:17 am
Hi garry,

I can understand your situation. Most lenders don't agree to offer a loan of such a small amount. It will be better if you could get in touch with the private lenders and check out if they can help you with the loan.

Thanks
Posted on: 26th Feb, 2013 09:33 pm
i have had a loan from them since 2011. no problems. i may refinance with them if the rates go to 3.0 apr for 20 years. currently i have 4.01 apr for 30 years. that will knock 8 years off.

good luck
Posted on: 04th Mar, 2013 07:24 am
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