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loan depot

Has anyone done business recently with Loan Depot out of Irvine Calif? What was your experience? trustworthy? Thanks in advance.

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hope this helps - if you go to the trustlink website and type in 'Loandepot' (1 word), only 2 results come up. The top one is the Irvine lender being discussed. There are about 120 recent reviews (to date) from customers.

Like | Dislike | Share | Posted: Fri, 10/29/2010 - 14:55

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

we just went through a horrible experience with loan depot out of irvine.....yes, this is the one that is supposed to be good, we checked it out.....we were assured from the beginning that everything was great, loan would go through.....house appraised for exactly what we said it would and what the loan was based on.....at the last minute got turned down flat, no valid explanation other than appraisal not good enough......$495 down the drain/ripped off.....i am very disgusted.....this company is scamming people

Like | Dislike | Share | Posted: Thu, 03/10/2011 - 09:08

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Guest 23, the appraisal fee is not a closing cost; it's a fee being paid to an outside agency for doing the appraisal work. It's legitimate. The other stuff they do sounds pretty illegitimate, though.

And to think that they're making out like bandits by collecting $500 from people is, as HAHA implied, pretty ridiculous.

But that being said, this is clearly one of those companies that takes advantage of people's lack of knowledge, sophistication and good nature.

Like | Dislike | Share | Posted: Wed, 11/17/2010 - 12:44

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Loan Depot took the $495 to "lock" the rate saying it was refundable should the loan not close. Didn't close. Didn't get the refund.

Like | Dislike | Share | Posted: Wed, 02/02/2011 - 07:20 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I agree with you... they came up with a wrong appraisal so that they could charge you an higher rate. Get in touch with an attorney and check out if he can help you.

Like | Dislike | Share | Posted: Wed, 08/17/2011 - 21:22

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

It was a nightmare. I would never recommend this company to anybody for anything. You can expect unreasonable and unjustified delays, misrepresentations and of their representatives who will tell you anything to get your $$. Beware of what you're getting yourself into. I wish somebody had told me before I gave them the first time.

Like | Dislike | Share | Posted: Mon, 09/06/2010 - 08:59 | Post subject:

bankrupcyus's picture
bankrupcyus | Joined: July 8, 2010 09:26 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Sorry to say that,i've not a great experience in this matter....but i know the basics....loanDepot, based in Irvine, CA, is a 3rd generation online direct-to-consumer lender servicing multiple states. The company founder, industry veteran Anthony Hsieh, with a world-class executive team, is well known for pioneering the Internet mortgage industry, building two highly successful companies and merging them into publicly-traded companies, E*TRADE Mortgage (NASDAQ: ETFC) and LendingTree Loans (NASDAQ: TREE), both of which are still in operation today. loanDepot is committed to delivering a better, faster, more efficient process and industry-leading rates while delivering the best service in the industry.

Like | Dislike | Share | Posted: Mon, 01/31/2011 - 00:43 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I paid the $220 to lock my rate for refinancing my home ,after emails and paperwork being sent back and forth for months, I was told my paperwork was ready to be finalized .
A day after I was informed that everything was ready for closing ,I then receive an email stating my loan status is closed , upon calling the person doing my paperwork (chris)"I took too long" and that I had to pay another fee to restart the paperwork .I was never given warning a deadline date and the person handling my paperwork was not even aware of it ,otherwise he would have never told me the day before that they we ready to finalized .
I ask to speak to a supervisor and I was ignored.
I have 760 credit score and steady income if I had a problem with being a poor candidate I would understand ,but I didn't get my loan due to the person handling my paperwork , its obvious he didn't keep up with my paperwork .
I had my credit marked by loandepot and wasted 6 months .
Thank you

Like | Dislike | Share | Posted: Wed, 12/12/2012 - 21:32 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I meant to type: I wish somebody had told me before I gave them the first DIME!

Like | Dislike | Share | Posted: Mon, 09/06/2010 - 09:01 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I am almost done with my [url=http://www.mortgagefit.com/refinance.html]refinance[/url] with LoanDepot here in AZ. I have been skeptical because I have been to the offices twice and the people are so very nice it scared me. I thought it was too good to be true. Well, they are the real deal and my experience has been painless and seamless. Low rates and reasonable closing costs. They have kept in touch and have followed through on every request. I guess they either hire nice people or they threaten with painful things if they are not nice to customers. :D

Like | Dislike | Share | Posted: Tue, 07/02/2013 - 23:46 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I wonder where that $495 goes?

Like | Dislike | Share | Posted: Wed, 02/02/2011 - 08:12

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I didn't mean to frame that as a question. It was actually a statement.

Like | Dislike | Share | Posted: Wed, 02/02/2011 - 08:12

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

You can definitely take legal actions against loan depot if you feel that they have scammed you in any way!!

Like | Dislike | Share | Posted: Tue, 09/13/2011 - 21:45

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I'm reading people's comments about Loan Depot's 'bait and switch' and I was yet another victim of this scam. $495 out of my pocket and appraisal came in too low to go through with the loan. Is there any recourse here? Can I put a stop payment on my credit card charge?

Like | Dislike | Share | Posted: Fri, 02/04/2011 - 11:23 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Thanks for all of the comments. I was suspicious after reading their email and we just decided there is too much smoke here.

Like | Dislike | Share | Posted: Fri, 11/11/2011 - 09:22 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

If every inquiry that came to my company resulted in an extra $500.00 per, that would add up quickly...Maybe not considerable for those that are independently wealthy....

Like | Dislike | Share | Posted: Wed, 11/17/2010 - 15:58 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Guest1 you hit it right on.These people lie to you about your appraial value and take your $500 after they tell uou that your value came in below value.

Like | Dislike | Share | Posted: Mon, 11/08/2010 - 07:47 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Where is the "other" Loan Depot from? I am definitely working with the one from Irvine, Calif., and it has gone very smooth.

We are in our three-day rescission period. Our home appraised on the day we expected for $2k less than we estimated. Never the less, this did not affect our terms or ability for approval. They were very thorough about making sure they approved a good home/sold a good loan. They sought information from our HOA about the "community well" our home uses. And any change in numbers was in the bottom line....directly reflected by the amount of escrow we would owe and depending on our closing date and payoff amount. We had a "final" set of numbers that didn't reflect our last mortgage payment with escrow. On the day the notary showed up with paperwork (e-mailed to us in advance), the numbers then reflected that final payment with additional escrow, but with our next mortgage payment due March 1 instead of Feb. 1. (had we closed in December, we would have skipped January).

So....I have no idea how to estimate escrow, but every other number jived.

Like | Dislike | Share | Posted: Tue, 01/04/2011 - 12:53 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Mulderboy, you painted a realistic picture there. Obviously, if the appraisal fee is being paid to a third party, we all must recognize that the third party will get paid regardless of the outcome of the loan request. Again, it is most valid to note that this loan company retains none of that fee.

Your point about being vigilant in assuring that everything is done above-board is on point also. People must always rely on the expertise of an attorney to ensure that closing documents are proper, and of course, there's no negativity to making money - after all, that's what we all try to do every day anyway.

Like | Dislike | Share | Posted: Wed, 06/08/2011 - 18:42

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i find the web sites misleading that they advertise 2.9 interest rates - the man on the phone explained, "it's a 30 year loan and only fixed for 3 years it is not a 30 year fixed." He than states "it does state that it is a 30 year mortgage but does not say anywhere that it's a fixed loan i agree it
could have been worded better." The loan I am enquiring about is a fixed 30 year at 4.875 - he claims settlement charges are $3730 - title, escrow, credit report and appriasal and all lender charges no points (2500 3rd party costs)

Like | Dislike | Share | Posted: Tue, 01/04/2011 - 12:53 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

At the very outset of the refi process I was asked for $495 to lock the current rate. I was told at the time in a recorded conversation that should the loan not close the fee was refundable. After 7 weeks I was told the loan could not close. LoanDepot will no longer respond to phone or e-mail requests for the $495 refund.

Like | Dislike | Share | Posted: Thu, 01/27/2011 - 17:28 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Perchy it seems like your attempt to [url=http://www.mortgagefit.com/refinance.html]refinance[/url] is going relatively smoothly - that's good, and your input here has been helpful, I'm sure to readers. I have to think that someone who considers his lender "pushy" to request a lock-in fee simply doesn't understand the process.

Like | Dislike | Share | Posted: Tue, 12/28/2010 - 08:14

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I am currently doing a loan with them. I paid $495 for the appraisal. It came in at 1679 sq. ft. My house is 1769 sq. ft. I even faxed the County Assessors report to them that states the sq. ft. and I am taxed on it and bought my house with that listed. They are now telling me my house came in under appraised LTV ratio, so they are raising the interest rate. I will be talking to someone higher up to see why they are resistant to correcting the appraisal. Perhaps so they can charge a higher rate??

Like | Dislike | Share | Posted: Wed, 08/17/2011 - 13:56 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Ryan, what was the reason they gave for not approving your refi? Was it the appraisal?

Sweetczz, I agree that all the "advertised rates" seem to never be realistic with any mortgage company for the average borrower. 30 year fixed at 4.875 sounds about right and pretty good. (That's what I got for my 20 year with no points.) I wonder if your escrow is based on closing by a certain date? It is the escrow number that changed for us and made our final number increase. But every other number tied to that final settlement was on or close to what they said initially.

Like | Dislike | Share | Posted: Tue, 01/04/2011 - 13:10

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

as someone who does appraisals for the company that represents loan depot, i only get 350 max for doing the appraisal. so either loan depot or the management company (probably both) are splitting that leftover $150-200 for ordering the appraisal. on top of that, they are the worst to work with

Like | Dislike | Share | Posted: Fri, 04/08/2011 - 06:20 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Who did you get your loan with Perchy? What were closing costs? I thought the closing costs were incredibly low - makes me wonder. My boyfriend just closed on two homes and i think paid around 5 or 6 k or more per home. I'm wondering if i should lock in the rate while I'm loan searching?? They didnt say anything about my escrow being closed by a certain date so I guess it has to do with paying taxes this year for last maybe?

Like | Dislike | Share | Posted: Tue, 01/04/2011 - 14:12 | Post subject:

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Thanks for sharing your experience, bsmits!

Like | Dislike | Share | Posted: Thu, 07/11/2013 - 21:55

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Be careful with that credit card, Carl. You agreed to pay a fee for the appraisal. You got what you paid for. Obviously, the aggrieved party when you put a stop on that charge will turn around and seek its money back if it's snatched away.

You don't want to be accused of anything fraudulent.

Like | Dislike | Share | Posted: Tue, 02/08/2011 - 11:25

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My husband spoke with them last night, they advised that was their last day of their "promo" and needed a credit card number which they would post a "pending" charge, but guaranteed it would NOT be an actual charge until we agreed to use them to [url=http://www.mortgagefit.com/refinance.html]refinance[/url], not 10 minutes later, we got an e-mail from our credit card company of a $495.00 charge. I have already disputed the charge and spoke to the fraud department. When they open today, they will get a earfull and then some.

Like | Dislike | Share | Posted: Thu, 03/17/2011 - 06:43 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I too, had given Loan Depot $ 500.00 on good faith and they sure kept my money when the appraisal came back a little shy of what they needed.Why can some lenders come up with a pretty good idea if the property is going to appraise out at what they need to make the loan? I am very disappointed that they kept my money. Seems like they could make a good living from people like me whos home value has decreased some over the last few years. PLEASE DON'T give these people a dime. Call a reputable mortgage co. that approves a loan before they take your money.

Like | Dislike | Share | Posted: Mon, 04/04/2011 - 04:07 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I have just gone through 3 months of utter hell working with Loan Depot and just walked away from the entire process. Misinformation, miscommunication, poor followup, and when one person doesn't have the answer they push you on to someone else. I don't think the statement, "things change in this business every day" is supportive of having to restructure a loan to my deficit because of the inability of the personnel to keep their stories straight. I am 54 years old, have been through numerous real estate transcations and this is the worst epxerience I have ever had.

Like | Dislike | Share | Posted: Tue, 01/11/2011 - 14:35 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

The $500 goes to the 3rd PArty Appraisal Companies, NOT Loan Depot. They have NO WAY of knowing the value of your home until an appraisal is done. No one does. It would be quite difficult to stay in the Loan Business if you are only paying Appraisers and NOT doing loans.

Also, to GMAKERLEY, not all MLO's are required to be licensed. Anyone can get a job at a Depository/Bank (B of A, Wells Fargo) and do loans without a license.

Like | Dislike | Share | Posted: Fri, 12/03/2010 - 10:23 | Post subject:

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Guest!

Welcome to forums!

Thanks for sharing your experience about Loan Depot in the forums. It will help others to decide whether or not they should go with this company.

Sussane

Like | Dislike | Share | Posted: Thu, 03/17/2011 - 22:41

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

they were very pushy and wanted my credit card number to lock in rates.

Like | Dislike | Share | Posted: Tue, 12/07/2010 - 17:27 | Post subject:

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Good to note that you had a positive experience with them!

Like | Dislike | Share | Posted: Tue, 10/09/2012 - 22:55

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I used Loan Depot for a [url=http://www.mortgagefit.com/refinance.html]refinance[/url] earlier this year (2012) and could not be happier. Very responsive, easy to work with, and very professional. The loan closed when they said it would, at the rate offered.

Like | Dislike | Share | Posted: Mon, 10/08/2012 - 23:57 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Funny...if Loan Depot is "committed to delivering a better, faster, more efficient process and industry-leading rates while delivering the best service in the industry," how is it that they've got so many folk coming on MortgageFit registering complaints about atrocious service, rip-offs, lies, etc?

Yes, I realize that complaints will always be made louder than accolades, but I've not seen much at all favorable other than your post, BF.

Like | Dislike | Share | Posted: Mon, 01/31/2011 - 11:07

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Loan Depot does not get the appraisal fee! It is paid to the appraisal company. From past experience I can tell you that you can choose your own appraisal company. You do not have to use one recommended by Loan Depot.

Like | Dislike | Share | Posted: Tue, 05/24/2011 - 04:38 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Zodak, an appraisal fee isn't paid directly to a lender. It's paid to the appraiser who is hired to do the work. Reputable lenders as well as those of ill-repute will always collect this fee upfront.

I don't disagree with your stance that they could be able to seek an idea of value prior to spending the money, but not every lender has that capability.

I'm not trying to defend this lender specifically with these comments, but you'll find everyone collects appraisal fees upfront. To not do so is to run the risk of paying for work done that never got compensated by a borrower.

Like | Dislike | Share | Posted: Mon, 04/04/2011 - 08:52

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Thanks for sharing your experience, BB!

Like | Dislike | Share | Posted: Wed, 08/07/2013 - 22:02

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I would think that collecting $500 from anyone who calls to inquire and is lead to believe they won't be charged until the loan goes through, could actually end up being quite a bit of extra money for some crooks, on top of whatever fees they are able to rip people off of in actually processing a loan for them. If anyone has an extra $500 laying around that you would not miss, I will gladly take it.

Like | Dislike | Share | Posted: Tue, 11/30/2010 - 11:02 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

So what your saying is the company is making a living 500 dollar pops? Why dont you find out what your home is worth before spending 500 bucks on it?

Like | Dislike | Share | Posted: Thu, 11/11/2010 - 16:15 | Post subject:

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Thanks for sharing your opinion and experience, bob!

Like | Dislike | Share | Posted: Fri, 04/08/2011 - 22:28

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I am in the closing moments of finalizing my [url=http://www.mortgagefit.com/refinance.html]refinance[/url] with this company. They did take money from me for the appraisal, but they told me that I'd be out this cost if the loan didn't go through because of the appraisal coming in low. It came back fine and I'm getting ready to sign off.

The closing costs are exactly as they outlined on the phone (within $25). I'm having a lawyer look over all the forms before I sign, as I would recommend with any large financial transaction. As they say, "let the buyer beware."

If there was no money to be made by the company, they wouldn't and shouldn't be in business. You can't get something for nothing, ever! I suggest just being smart about your pursuits with any company and you won't find yourself angry, screwed, and finding places to post poor reviews! :shock:

Like | Dislike | Share | Posted: Wed, 06/08/2011 - 18:05 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

If you can use Daniel Conrad. He is upfront and honest. I just refinanced my home through them and they did a great job. Hope this helps.

Like | Dislike | Share | Posted: Wed, 08/07/2013 - 20:13 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Guest 7: Is "my company" a major conglomerate...a major lender...a corporation? That's key in the analysis, after all. If you're a one-man shop, then $500 is a landslide when multiplied as you mention; if you're a 50-person shop, it might also be close to a landslide. If, on the other hand, you are Loan Depot, which likely has far more substantial overhead, 50 X 500 = $25000. That might be great earnings for a given week, but how many salaries will it eventually pay?

My point is that $500 for each customer (or non-customer, since they seem to get nowhere) isn't going to make anyone rich too quickly. Any business has too many expenses to make such a piddling amount their road to riches.

Like | Dislike | Share | Posted: Thu, 11/18/2010 - 08:35

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Applying for a mortgage isn't the same thing as buying a car. For one..the process itself takes alot more time..and bankers aren't out to waste your time nor theirs. Words of advice..nothing is free. Direct lenders will give you a great rate at low costs and brokers will give you the same rate but charge you 4x as much. Lenders can lock your loan in immediately..brokers can't..so they will undershoot the market to get you in the door and give you "hope" before they "harm" you for reasons why you can't get the rate they offer. I work for a large company and I have worked for a broker. Best words of advice. Use Quicken, LoanDepot, Chase, or whoever holds your mortgage. They all do it right but the difference lies in customer service and turn time.

Brokers will rape you in costs without you even knowing it.

Like | Dislike | Share | Posted: Mon, 05/27/2013 - 23:11 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

See ABC's 20/20 segment on the BBB. It's not the non-profit organization it used to be. They did a shake-down of Wolfgang Puck (ABC's lead story). Puck would not join a pay a membership fee so they rated Wolfgang Puck an "F". Google 20/20 BBB report and see. ABC also set up fake Nazi clubs whose charter to the BBB was to erradicate minorities, paid the BBB's membership fee and was rated an A. It's all true, BBB is a fake

Like | Dislike | Share | Posted: Wed, 03/23/2011 - 15:50 | Post subject:

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi pizzanook,

With a credit score of 495, you won't be able to get a mortgage in the present market. It's better not to go for any kind of loan unless you improve your score.

Thanks

Like | Dislike | Share | Posted: Tue, 12/07/2010 - 22:13

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

You're welcome, WR. If you have an kind of experience working with Loan Depot, you can share it here.

Like | Dislike | Share | Posted: Wed, 11/16/2011 - 20:33

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