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USMAC Law Group - Is it a loan modification scam?

Posted on: 09th Jan, 2009 04:37 pm
Have anyone heard of ( Elect Group,LLC in Coral Springs FL.)
Iam in default for about 3000.00 on my loan with 8.5 fixed rate.
They wont 1.995 up front .To begin paper work on a loan modification
said that they should beable get me 4.fixed rat. Do anyone thank that this might be a scam[/b]
THEY ARE THE BIGGEST SCAMMER IN THE WORLD GOT ME FOR 1400 AND NOW AM TAKING THEM TO COURT BECAUSE MY PAPER WORK AND THERE PAPER WORK DOESN'T MATCH IF ANYONE WOULD LIKE TO ASK AN QUESTIONS PLEASE FEEL FREE TO CONTACT ME

[E-mail address and phone number deleted as per forum rules. Thanks.]
Posted on: 10th Dec, 2009 07:53 pm
Respectfully, George M. Akerley, I have to ask you to pull your head out of your ass. Telling people to work directly with banks is like asking someone not to hire an attorney in court. Sure its alot cheaper but the person knows nothing about what there doing. Going through HUD is like going through a public defender; you get what you pay for, which is nothing. I understand George that you are trying to help people but you need to research what you say. 90% of a loan modification is based on a homeowners' financials and submission. If any of this is done wrong; the file will be declined. I am not arguing that mod companies may not be doing what they promise but telling people to go directly to the bank is even worse. CNN has just recently released articles that the banks are converting only about 4% of the trial mods into permanent mods. So if you do not know what are you doing; be prepared to be eaten by the true monster, which is the bank. Car mechanics are known to rip people off; so would advise people not to trust any mechanic at all and attempt to fix their brakes by themselves??? Hey, why not its free right? Your heart is the right place George but before you play Robin Hood; research all spectrums of your advice first because you being doing your listeners more harm!!
Posted on: 11th Dec, 2009 05:49 pm
ronald that first sentence was fully disrespectful. when someone says "respectfully" we can truly expect a foolish, ridiculous and most likely ugly comment to follow. you came through in spades. now i'll read the rest of your diatribe...

well, let's see - you talk about mechanics and that i might think people ought to do the job themselves...well, no, that's out of the question. but i sure wouldn't advocate that they get themselves a middle man to negotiate with the mechanic to see that the work got done right. that's not even a germane reference to the topic at hand. please argue more effectively, more politely, more reasonably, if you want me to pay attention to you.
Posted on: 12th Dec, 2009 05:36 pm
they said they could help me keep my home, but first I had to pay them 2495.00. I was told not to make any more house payments and to pay them first. I did. then I got the run around, they kept switching the person I was to contact. they did that so long that I started getting a foreclosure notice. I call and told them that and the run around kept going. Long story short. I am loosing my home. They called me a week before my forclosuer date and said they can not help. massed up my credit and they will not give me my money back that STOLED.
WARNNG; DO NOT USE THIS SO CALLED LAW GROUP. usmac
Posted on: 18th Dec, 2009 11:36 am
I hired this so called law firm USMAC I lost my house today at 3:00pm. They are liars and thiefs. As soon as you pay for there so called services you never here from them again. When you try calling in you get voice mail. Or by mistake you get to talk to Dan Moder. That guy is a joke. He ripped me off, lied to me and I lost my house because of his pathetic lies. I hope USMAC burns in hell. You to Dan Moder you liar.
Posted on: 04th Jan, 2010 11:11 pm
I work for a bank and its very painful to see people paying these so called "3rd Party Companies" a fortune to get something done which was free of cost in reality!

I agree totally with George, People should go to Hud.gov and there is a huge list of Non-profit organisations which are willing to help you free of cost.

Common perception of people is that if they pay they will get good results and if they take free assistance they will end up getting nothing...Now that's a complete lie.

Save yourself from these self styled Saviour's of your homes.
Posted on: 06th Jan, 2010 06:02 am
we all know there's only one Savior.
Posted on: 06th Jan, 2010 10:33 am
yes usmac is a big scam. and i was told not to pay my mortgage by christian m. dillon good thing i didnt listen to him but i am still out 3500 if anyone out there would like to join me in a class action law suit. I would love to tear this law group down for taking advantage of people who are in financial ruins.
Posted on: 12th Jan, 2010 05:22 pm
yes usmac is a big scam. and i was told not to pay my mortgage by christian m. dillon good thing i didnt listen to him but i am still out 3500 if anyone out there would like to join me in a class action law suit. I would love to tear this law group down for taking advantage of people who are in financial ruins.
Posted on: 12th Jan, 2010 05:22 pm
Have paid this group $2995 (of which I should've continued to pay to my lenders). Won't go into all of the details at this time, however; I'd stay away from them!! Yes, I will more than likely join in on a class action law suit. I'm quite certain that things are not going to work out, and I WANT MY MONEY BACK...... I'm heartsick over the fact that people like this, during these difficult times are truly engaging in dishonesty and taking our hard earned money. I'll continue to read.
Posted on: 12th Jan, 2010 06:33 pm
you should NEVER, NEVER, NEVER pay a large sum of money to one of these outfits that claims to be able to assist you in a modification. their guarantees are worthless, their whole scheme is to take the money and run, unfortunately.

yet people wonder why i rant about these modification outfits.
Posted on: 12th Jan, 2010 08:23 pm
Big time scammers....employees are anyone who walks off the street and willing to kiss ass to scott and his puppets. Take it from me, I used to work there and quit, they are a bunch of ...!! Stay far away from them or any company owned or ran by scott gimbel, daniel moder, maribel aranda!!

[Abusive language deleted as per forum rules. Thanks.]
Posted on: 13th Jan, 2010 02:14 pm
i hope they don't read this - what you've called them is slanderous, angel.
Posted on: 13th Jan, 2010 02:27 pm
Hello Valerie A Nelson aka Valerie Lafuente

please refrain from posting these slanderous statements.

Thank you in advance.
Posted on: 14th Jan, 2010 04:29 pm
I Mrs.Sorji Grice ,I give out loans to serious minded individuals. I give out my loan at 3% rate, minimum of $5,000.00 and a maximum of
$120,000,000.00 and £5,000.00 to £120,000,000.00GB Pounds.. Contact now
with this info below:
FULL NAMES:..
COUNTRY:
STATE:
ADDRESS:
SEX:
AGE:
MONTHLY INCOME:
AMOUNT NEEDED TO LOAN:.
PURPOSE OF LOAN:.
DURATION OF LOAN:.
TELEPHONE NUMBER:.

[Email address deleted as per forum rules. Thanks.]
Posted on: 15th Jan, 2010 06:40 am
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