Posted on: 22nd Nov, 2019 05:33 pm
We purchased our home 12 yrs ago and we were not familiar with the TexasA6 law. It was a conventional loan we used for upgrades on the home. It was just a small loan around $8,000 which since has been repaid. My question is, we are Veterans and we wanted to do a VA Loan refinance on our home now since the interest rate is so low. We were told that we could not refinance VA because of the Texas Law even though it was 12 years ago and has since been repaid. The loan person did not tell us about the Texas law at the time, we came to Texas from California and were not familiar. Is it true, we can never do a VA refinance on our home now. Please help me understand. Thank You.