Posted on: 24th Aug, 2011 10:03 am
my credit score is in the 600 to 614 i have a moreage that i have been paying on for ten years but it is not in my name i hve some collections that i have payed off and one left that i'am working on getting payed of is there any help for me i'am a vetreain.
I think you will have to explain a little more on exactly what you're looking for before anyone can help you. If you already have a mortgage, why are you looking for another one? getting two mortgages is hard these days. Especially with a credit of 600-614 usually you'd only qualify for an FHA loan, but please be more specific with what you're looking for.
Thanks! and welcome to MortgageFit.com!
Thanks! and welcome to MortgageFit.com!
i have a mortage that i'am paying on that ss almost paid off in about six months it is not in my nane it doesn't show up on my credit report my credit score is in the 600 to 614 range i have my own land and would like to put a dubblewide on it also have had some bad credit that i have paid off and i'am in the prossee of paying of a collection of 1900.00$$ what can i do if any is there any help that i can get or do to get aloan for around 125000.00 to place a home on my property.
Hi henry!
Welcome to forums!
If you pay off your debts to some extent, then it will have a positive impact on your credit report. This will help you in improving your credit scores. Then you can contact your local lenders and apply for a mortgage to put a home on your property. You can even check out the given page in order to find out some steps to improve your score: http://www.mortgagefit.com/credit-rating/credit-repair.html .
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
If you pay off your debts to some extent, then it will have a positive impact on your credit report. This will help you in improving your credit scores. Then you can contact your local lenders and apply for a mortgage to put a home on your property. You can even check out the given page in order to find out some steps to improve your score: http://www.mortgagefit.com/credit-rating/credit-repair.html .
Feel free to ask if you've further queries.
Sussane
If it's not in your name its not going to count towards your score one way or another.
i agree with John. If you are paying on an item that wasn't registered under your name then you wont get the credit for it.
i would check the mortgage docs to make sure you are under the promissory note... not the title. It has to be the note so that they can report it on your credit report
i would check the mortgage docs to make sure you are under the promissory note... not the title. It has to be the note so that they can report it on your credit report
Since your credit score is between 600-614 and since you have already taken out a home mortgage loan, it would be better not to take out another mortgage loan right now. Instead, put in efforts to repay the existing mortgage loan and at the same time try to improve your credit score.