Getting a mortgage - Mortgagefit

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Getting a mortgage

sara

Posted on: 29th Nov, 2013 12:51 am

I am associated with the Church and have a credit score of 684. I wish to buy a house worth $82.000. Will I be able to get a mortgage?

Total Reply : 3

Hi,

With the credit scores that you have, you can apply for a FHA loan to buy a house.

Take care

sara

Posted on: 29th Nov, 2013 01:25 am

Hi Guest,

I agree with Sara. However, if you want a conventional loan, then you will have to improve your credit scores and increase it to 720 to get the loan.

Thanks

jameshogg

Posted on: 01st Dec, 2013 07:59 pm

Since your credit score is 684, you can qualify for FHA loan only. However, if you want to take out a conventional loan, then you will have to take the necessary steps towards improving your score so that the lender approves your loan.

kate.kelley12

Posted on: 02nd Dec, 2013 12:07 am

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