Posted on: 05th Sep, 2012 02:45 am
I recently reviewed my Equifax report. They list the date of first default (DOFD) as well as Date of First MAJOR delinquency. I am trying to calculate when these paid baddies will fall off. Do I calculate 7 .5 years from DOFD or Date of first major delinquency was reported? There is up to a year difference.
As far as I know, you may calculate the date of removal of the negative item from the date of first major delinquency that was reported on your credit report.
Hi catherina!
Welcome to forums!
Well, as far as I know, you will have to add 7.5yrs to the DoFD, to find out when this item will drop off your credit report.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
Well, as far as I know, you will have to add 7.5yrs to the DoFD, to find out when this item will drop off your credit report.
Feel free to ask if you've further queries.
Sussane