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credit req. for clayton homes

Posted on: 26th Dec, 2010 01:57 pm
me and my husb. are trying to by a man. home from clayton could anyone tell me their credit req. i did the prequal. thing on their website and it said we were pre approved i just wondered
Welcome carter,

In order to get a mortgage to buy a manufactured home, you will require a credit score of 680-720 for a conventional mortgage. If you want to get a FHA loan, then you will require a credit score of around 580-620. Apart from this, you should have the required debt to income ratio and stable financial situation.
Posted on: 26th Dec, 2010 06:57 pm
thanks it shouldn't be a problem then b/c my score is 703 and my husbands is 594 i hope we can get one i'm tired of renting
Posted on: 28th Dec, 2010 06:19 pm
Hi maryh,

You and your husband will be able to qualify for a FHA loan in order to buy a property.

Thanks
Posted on: 28th Dec, 2010 08:41 pm
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