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Dispute letter

Posted on: 24th Jan, 2012 01:05 am
I need to know whether the dispute letter be sent to the concerned person through certified mail? Also if you have been sued by collection agency, would it be a good idea to dispute the items in question before hand?
As far as know disputing a collection account will change the date the account was last reported on the bureaus.

Posted on: 24th Jan, 2012 01:29 am
Hi Magnolia,

In my opinion, yes, the dispute letter should be sent by certified mail. If you have been already sued by the collection agency, then I feel it's quite late for you ask for a debt validation. It would have been better if you could have asked for a debt validation before they had sued you.


Posted on: 24th Jan, 2012 01:51 am
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