Posted on: 07th May, 2012 03:35 am
Hi there… Our mortgage is with Wells Fargo. However, the home loan is in my husband’s name only. I never have signed any papers or addendums but it is showing on my credit report. We live in Minnesota which is not a community property state. So wondering what I should do?
Hi Gw,
If your name is not mentioned on the mortgage docs, then the lender can't report it to your credit report. You should contact the lender and ask them to stop reporting the mortgage to your credit report.
Thanks,
Jerry
If your name is not mentioned on the mortgage docs, then the lender can't report it to your credit report. You should contact the lender and ask them to stop reporting the mortgage to your credit report.
Thanks,
Jerry
Hi Gw!
Welcome to forums!
You may even contact the credit bureaus and ask them to remove the mortgage account from your credit report as you're not a borrower of that loan.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
You may even contact the credit bureaus and ask them to remove the mortgage account from your credit report as you're not a borrower of that loan.
Feel free to ask if you've further queries.
Sussane