Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

Ways to improve credit

Posted on: 28th Aug, 2012 02:32 am
I'm working hard to improve my credit in order to qualify for a mortgage. My credit is bad as I had some unpaid debt and late payments from the past. Though I have tried my best but my scores are not improving much. Suggest me some of the ways to improve credit.
Hi Anon,

Improving credit is a gradual process. You won't be able to improve your credit within few days. Whatever steps you take in order to improve your score, will show it's effect on your credit scores after few months. Nevertheless, in order to improve your score, you should avoid making late payments and partial payments. You should also negotiate with your creditors and convince them to remove your negative accounts. You can also go for the pay for delete option in order to get rid of the debt.

Take care,

Sara
Posted on: 28th Aug, 2012 03:21 am
Hi Anon,

To know about some of the ways to improve your credit scores, you can check out the given page: http://www.mortgagefit.com/credit-rating/credit-repair.html .

Thanks
Posted on: 28th Aug, 2012 08:20 pm
No defaults and no late payments will restore your credit score. One good way to improve your score is to take out a credit card and start making regular payments without fail. This will surely have some positive effects on your credit score.
Posted on: 29th Aug, 2012 05:17 am
Page loaded in 0.116 seconds.