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I have a credit score of 667, my husband is 643 - we would have about 10% down payment on a house. Would we even be able to get a loan given the current economic situation?

My husband and I take home approx. $200K combined annually - and have obviously made some irresponsible decisions credit wise in the past - but affording the home and paying the loan would not be a problem.

Im a little familiar with FHA loans (a very little) and I know that people with lower credit scores may be able to get a loan this way but my concern is do we make too much to even qualify for one?

Thanks so much for your help all!

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