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Old judgment on CR

Posted on: 14th May, 2012 01:32 am
A very old judgment is showing up on my credit report. Will this affect my chances of obtaining a home loan? My present score is 680.
Hi Nahoum,

As the judgment is showing up on your credit report, then it might negatively affect your chances of qualifying for a mortgage. Most lenders will want you to provide an explanation for that judgment and even want you to pay it off.


Posted on: 14th May, 2012 03:18 am

It will depend on the size of the judgment and the laws in your state. In some states, judgments expire after a certain length of time. I would be happy to take a look at your situation and pre-qualify you.

Best Regards;
Posted on: 14th May, 2012 12:13 pm
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