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Good credit becomes bad in 12 months

Posted on: 10th Oct, 2009 11:04 am
About a year ago my FICO score was very good, now it's 616. I don't understand. I have never been late on any payments at all! Can you advise?
Kim

You will need to check your latest credit report and see what happned. Credit report can tell you the reson for your credit score being low
Posted on: 10th Oct, 2009 11:32 am
Probably this is the reason whay your score is low

http://www.mortgagefit.com/predeal/about29157.html

Looks like you already knew about this
Posted on: 10th Oct, 2009 11:36 am
As I understand you just know the score but haven't seen your credit report. You should see your credit report . Could be some minor things that can be easily fixed, but could be something more serious that requires immediate attention.
Posted on: 12th Oct, 2009 05:41 am
please cease this ridiculous posting of questions and then turning around and trying to be an expert on the same topic. your credibility is zeroed out and in so doing, you bring to question the creditibility of all of the rest of us.
Posted on: 12th Oct, 2009 07:26 am
uh-oh
the word is "credibility" and not "creditibility." and i call myself an editor
Posted on: 12th Oct, 2009 07:27 am
May be this why your score is low

http://www.mortgagefit.com/credit/debt-collection.html
Posted on: 12th Oct, 2009 05:54 pm
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