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How do I homestead my home

Greeetings@
How do I homestead my home to protect it from foreclosure, judgements or bankruptcy if I have to file. It is not part of my mortgage. I am disabled

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Ruth Clark!

Welcome to forums!

In order to qualify for homestead, you will have to one of the owner's of the property of the property or a qualifying relative of the owner. You will also have to occupy the property as a primary residence.

In order to file homestead, you will have to contact the County Property Records and Taxation office. You will have to provide them with the names as well as the Social Security Numbers of all the owners. You will also have to file a Certificate of Real Estate Value.

To know more about homestead exemption, visit the given link:
http://www.mortgagefit.com/know-how/homestead-exemption.html

Feel free to ask if you have further queries.

Sussane

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

What does this actually mean.? What will it protect my home from.?

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jerry's picture
jerry | Joined: October 17, 2005 03:24 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Wendy Goldsmith,

Homestead exemption is designed to protect the value of the homes of residents from creditors, property taxes, as well as circumstances arising from the death of the homeowner spouse. Homestead exemption laws are known for 3 primary features. It prevents the forced sale of a home to meet the demands of creditors. It provides the surviving spouse with shelter. It also provides an exemption from property taxes which can be applied to a home.

Thanks,

Jerry

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

can you homestead in the state of Oregon?

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adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi angelica,

As far as I know, Homestead exemptions are available in Oregon. However, homestead laws vary from state to state so you can consult an attorney who will help you in understanding the whole thing.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Can I homestead my home now because I lost a lawsuit and expect the other party will sue me for attorney fees?

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jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi aarennels,

I don't think you'll be able to homestead the home now just to save your property from the other party.

Thanks

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manoj_gopale's picture
manoj_gopale | Joined: February 16, 2009 10:31 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

aarennels
it is really not possible for you to make it. i really do not have the right option for you in this case. so better you consult your attorney (if you can afford) for this complicated case. :idea:

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tawanastegall's picture
tawanastegall | Joined: March 26, 2009 07:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

You claim your property as homestead by going to your tax office and completing a homestead exemption form. Nothing to it. It may eve be avaliableo online and you can mail it in.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My civil case will go on trial in Jan 2010, and it looks like they will win. Can I homestead my home now? I am disabled and on SSI so money is tight.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

You can apply for a homestead now. However, applying for homestead just to save the property from a judgment may be considered as a fraud. Consult your attorney before taking any step.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I own a mobile home which I paid for with my inheritance. mywife is a joint tenant so she can live here after my death. I am disabled and she owes taxes from before we were married in 06. Can I homestead the mobile to protect it from bankrupcy or from the IRS. It is all we have and is over 40 yrs. old

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

If you're the owner of the property, then you can definitely apply for a homestead. You will have to contact the tax office in order to file homestead.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

where on line can i find the forms to fill out an mail in?

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

where on line can i find the forms to fill out an mail in?

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jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi glenn,

A query similar to yours has been answered in the given page:
http://www.mortgagefit.com/annoucements/about33843.html#146709

Take a look at it. I hope it'll help you.

Thanks

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

what do in do?

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smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi kendall!

Welcome to forums!

If the property is in your name, then you would be able to homestead it. Anyone else won't be able to homestead your property without your signatures or permission. If you find something illegal, you can contact a real estate attorney and take his opinion in this matter.

Feel free to ask if you've further queries.

Sussane

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

can i homestead my home on line?

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smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi beverly!

Welcome to forums!

You can homestead your property online. If you live in Florida, then you can check out the given page in order to homestead your property online:
"https://secure.co.palm-beach.fl.us/papaefile/web/heapplication/login.aspx".

Feel free to ask if you've further queries.

Sussane

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