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Mt West bank and I negotiated a DEED IN LIEU settlement and they agreed in writing to report it as "Paid Settlement" and noted that they would not report the settlement in an adverse manner to credit agencies. In the 11th hour they now tell me that it is going to be reported as a DEED IN LIEU. My question is: do banks have a legal obligation to report a DEED IN LIEU as a DEED IN LIEU? Or do they have options?

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