Posted on: 09th Mar, 2009 01:13 pm
Hello! We are homeowners in Southern California. Our loan and title are in my husband's name only. I have asked him numerous times to put me on the title. He claims that if something happens to him, the house will go directly to me. Our homeowners insurance company and mortgage bank won't even talk to me without permission by my husband, because I am not on the title, so I am very doubtful the house would be mine. Please advise! Thank You!
Well, this is tricky. TECHNICALLY you wouldn't recieve the home if you are not on title, but b/c California is a community property state, even if you have a common law marriage, the other spouse usually gets 50% of the home. You should find out why he has such an issue with putting you on title in the 1st place.