Posted on: 30th Sep, 2009 09:59 am
i lived in ca.me and my brother are on the title this is our primary residence.me and my wife wants to have our own house. can my wife still apply for a fha loan she's not on the mortgage loan?do they still check my credit.?
she can apply. her credit score needs to be more than 620.
if you won't be a borrower, brio, they won't care about your credit report.
She would have to be able to justify the repayments with only her income though- right?
That is correct. She has to qualify on her own. Surprised you asked that question. That is "mortgage 101" and you were giving mortgage advice on another thread.
amen to that eric...i see more and more of that every day. it's enervating.