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what is a morage

Posted on: 12th Mar, 2009 11:00 am
what is the basic steps to getting one
Hi wellscikiethia,

A mortgage is basically a way of borrowing money from a lender keeping your real estate property as a security. You transfer the ownership of the property to the lender on condition that if the loan is paid off in full and the terms of the loan is satisfied, you will get the title to the property back to you.

To know more on mortgage, visit the following page:
http://www.mortgagefit.com/mortgage.html
Posted on: 13th Mar, 2009 12:54 am
Hi wellscikiethia,

Your credit score and your financial situation are two important things which will be considered by the lender while approving a mortgage in your name. The loan amount that you will get will depend upon the value of the property. The rate of interest to be charged by the lender will depend upon your credit score, discount points and down payment.
Posted on: 13th Mar, 2009 01:23 am
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