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After the foreclosure sale on the 18th of March, how long will I have before I have to remove my possesions and vacate the property? The home is in Tampa, Florida.

Thank you.

Henry Murray

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

IS THERE A LEGAL RIGHT FROM A REALTOR TO INFORCE A 72 HOUR NOTICE TO VACATE IN AZ WITHOUT GOING TO COURT? DOES AZ EVEN HAVE A 72 HOUR NOTICE?

Like | Dislike | Share | Posted: Sat, 03/10/2012 - 08:35 | Post subject:

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Claudia!

Welcome to forums!

After your foreclosure auction gets over and the property is sold off, you will receive an eviction notice from the lender. This eviction notice will mention the time period within which you will have to leave the property.

Feel free to ask if you've further queries.

Sussane

Like | Dislike | Share | Posted: Tue, 05/01/2012 - 01:04 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My sister an I paid almost 3,700 to get house refinanced and got scammed from an out of town law firm, now our house is about to be in foreclosure or up for auction. From the auction date, which is May
3rd 2012, how much time do we have to look for a place to live?

Like | Dislike | Share | Posted: Mon, 04/30/2012 - 17:38 | Post subject:

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Traci!

Welcome to forums!

You need to check out as to who owns your debt account - the creditor or the debt collector. Whoever owns your debt, may file a lawsuit against you if you're not paying off the loan.

Feel free to ask if you've further queries.

Sussane

Like | Dislike | Share | Posted: Tue, 05/08/2012 - 00:56 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My lender (Chase) said the Foreclosure process has not be scheduled but I just received information from a debt collector stating a foreclosure hearing set for May 23rd in South Carolina. This same dedt collector April 5th sent paper work not actually addressed to me (except the envolope) but just copies of court papers. WHAT just happen??? Scared....

Like | Dislike | Share | Posted: Mon, 05/07/2012 - 22:24 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Thank you Sussane! I spoke with the creditor today and was told
there is no redemption period in South Carolina however on this site it has been stated twice that there is.
Can you confirm?

Like | Dislike | Share | Posted: Tue, 05/08/2012 - 08:02 | Post subject:

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Traci,

Well, as far as I can find out, there is no redemption period for foreclosed properties in South Carolina.

Thanks

Like | Dislike | Share | Posted: Tue, 05/08/2012 - 23:57 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hello Mrs.Bennet and thank you in advance for takeing the time to answer my question. Iam a renter of a condo that i pay rent every month jus to find out the condo is up for forecloser sale. I had no notice of this and it takes place in 2wks. what are my options as a renter and how long do i have to move after the sale of the condo? thanks again

Like | Dislike | Share | Posted: Mon, 05/14/2012 - 11:44 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi! Thank you for your help. Does foreclosure dedt from another state, S.C., continue to follow the S.C. dedt laws where the foreclosed home was even after you move to another state? Or will the PAST S.C. dedt follow the dedt laws where new residency is set up in a different state? Michigan dedt laws are far more harsh than South Carolina...

Like | Dislike | Share | Posted: Tue, 05/15/2012 - 10:47 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I had a house built like 20 years ago I designed it and picked out all the fixyures and individually paid for them. My house is being forecloded on and I have to be out in 2 weeks. I found another house to move into however it needs ALOT of work! I was wondering if I can take things I need for the other house such as the toilet, air conditioner, bath tub, etc. considering I paid for them when I had the house built? I really need some of these items in order to make the other house livable and I don't have the money to get new ones. If anyyone know's the answer to this I would REALLY apprecciate it I am in such a horrible place at the moment and I really just need one good thing to happen. Thankyou so much.
P.S. I'm in Alabama

Sincerely,
Casey

Like | Dislike | Share | Posted: Tue, 05/15/2012 - 16:51 | Post subject:

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Casey!

Welcome to forums!

Those things which are not attached to the property and were brought by you can be taken to your new property by you. However, those items which are attached to the property can't be taken by you. Moreover, it will always be a good idea to take the opinion of the lender in this matter.

Feel free to ask if you've further queries.

Sussane

Like | Dislike | Share | Posted: Wed, 05/16/2012 - 01:07 | Post subject:

casey.b's picture
casey.b | Joined: May 15, 2012 04:54 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

What can I take?

I had a house built like 20 years ago I designed it and picked out all the fixyures and individually paid for them. My house is being forecloded on and I have to be out in 2 weeks. I found another house to move into however it needs ALOT of work! I was wondering if I can take things I need for the other house such as the toilet, air conditioner, bath tub, etc. considering I paid for them when I had the house built? I really need some of these items in order to make the other house livable and I don't have the money to get new ones. If anyyone know's the answer to this I would REALLY apprecciate it I am in such a horrible place at the moment and I really just need one good thing to happen. Thankyou so much.

Sincerely,
Casey
[size=9:e00670be43]
[color=Red:e00670be43][Email address deleted as per forum rules. Thanks.][/color:e00670be43][/size:e00670be43]

Like | Dislike | Share | Posted: Tue, 05/15/2012 - 17:14 | Post subject:

casey.b's picture
casey.b | Joined: May 15, 2012 04:54 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Thank you for your response. The original air conditioner that we put in when the house was built got struck by lightning and we paid our insurance on time every time it was due but we had to replace the ac is it still ok to take it? My step dad lived in a shed in our backyard while he designed, supervised the building of our house, handpicked and paid for each fixture, each faucet, and each toilet and shower, etc. Does that give him the right to take what he needs? I mean we r not trying to be vengeful we are just trying to make the place we are moving to livable and we really only want to take the central a/c unit and the toilet from 1 of the bathroom's is that ok?

Sincerely,

Like | Dislike | Share | Posted: Thu, 05/17/2012 - 14:48 | Post subject:

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi caseyb!

Welcome to forums!

As far as I know, if you have invested your money in buying and fixing the items, then you may be able to take them with you. Nevertheless, it is always better to consult your lender before taking any such step.

Feel free to ask if you've further queries.

Sussane

Like | Dislike | Share | Posted: Fri, 05/18/2012 - 00:43 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Normally you will receive a notice to vacate the premises within a certain number of days (like 3 days), within this time limit you will have to leave.

Like | Dislike | Share | Posted: Mon, 03/12/2007 - 14:26 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

If you do not leave then what happens?

In such situation the new owner or the bank will approach the court and ask for a hearing to decide when you should be going through foreclosure eviction. At the time of hearing the judge will decide how long you can stay before moving out.

After the court orders your foreclosure eviction within 10 days and you do not move out within 10 days then the new owner can obtain an execution of the eviction judgment by which the sheriff would get the right to remove you from the premises. The sheriff would normally give you 24 to 72 hours for moving out.

Tommy Thurber

Like | Dislike | Share | Posted: Mon, 03/12/2007 - 16:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Henry,

From what I know, from the day you get the foreclosure eviction notice you generally have 8 weeks which is the national average to move out before the sheriff shows up.

Like | Dislike | Share | Posted: Mon, 03/12/2007 - 16:58 | Post subject:

helping_user's picture
helping_user | Joined: March 31, 2006 03:39 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Henry,

Under the foreclosure laws in Florida (fl foreclosure eviction laws), a home in foreclosure can be set up for auction only 65 days after the complaint is filed. At times, however, the auction can be carried out within a period of 45 days from the date of filing. So, you have a time period of 45 to 65 days within which you need to move out for the foreclosure sale to take place.

However, you may occupy the property even after the sale. But usually one gets a 3-day notice of foreclosure eviction from the new owner of the property.

Thanks.

Like | Dislike | Share | Posted: Mon, 03/12/2007 - 23:57 | Post subject:

linkmanager1's picture
linkmanager1 | Joined: March 9, 2007 03:03 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

You can prevent from foreclosure happening to you. You need not worry too much. You are taking it as a big event, that's the matter. Take it easy. As the lenders are not in favour to obtained your property or they are not in the bussiness of owning your property.
You have to take strong decisions at this time. Go to your lenders directly and
dont deal with the bill collector. You can make a agreement about being late in payment and can adjust the matter with the lender.
You should review all the options and agreements of you plan before taking right move towards.

God may help you.
All the best.

Like | Dislike | Share | Posted: Mon, 03/12/2007 - 23:58 | Post subject:

linkmanager1's picture
linkmanager1 | Joined: March 9, 2007 03:03 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

According to fl foreclosure eviction laws new owner gives 21 days to notify the previous owner about property being forclosed, the date and time. But he is not foreced to give the previous owner time to vacate and find new home to live in, once new owner has compleletd forclosure.

Like | Dislike | Share | Posted: Tue, 03/13/2007 - 00:06 | Post subject:

Niicss's picture
Niicss | Joined: October 3, 2005 11:54 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

If the property is foreclosed on 4th April, then the lender will send you an eviction notice and you will have to leave the property within a given period of time. It will depend upon the new buyer whether or not he will let your tenants live in the property.

Like | Dislike | Share | Posted: Tue, 03/29/2011 - 02:00 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

DO I NEED TO ATTEND THE FORECLOSURE HEARING? HOW LONG AFTER FORECLOSURE DO YOU HAVE TO MOVE OUT OF THE PREMISES, LIVING IN OKLAHOMA?

Like | Dislike | Share | Posted: Mon, 07/21/2008 - 15:17 | Post subject:

Niicss's picture
Niicss | Joined: October 3, 2005 11:54 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Welcome KITTY.

You should attend the foreclosure hearing to protect yourself from the foreclosure or even you can work out some repayment plan. but if you don't attend the the hearing then the lender will be awarded a default judgment against you and the foreclosure process will proceed. So it is very important for the borrower to attain the foreclosure hearing.

Let me know if you have any further queries.

Like | Dislike | Share | Posted: Tue, 07/22/2008 - 02:57 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi i am in Florida. How long can i live in my house after forecloure auction? Ive had it for 1 year and half

Like | Dislike | Share | Posted: Fri, 09/12/2008 - 07:29 | Post subject:

vegas_storms's picture
vegas_storms | Joined: September 12, 2008 03:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Beginning to end the mortgage foreclosure in Florida will usually run 130-140 days, that's the average, some are faster some are slower.

Like | Dislike | Share | Posted: Fri, 09/12/2008 - 17:03 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

how much time will they give me to move out. they are gonna forclose and haven't found out how much time they will give me. need to kinda know what to plan for

Like | Dislike | Share | Posted: Wed, 09/17/2008 - 08:57 | Post subject:

sara's picture
sara | Joined: July 5, 2006 03:16 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

It's best to ask the lender as to how much they'll give you. But usually they allow one to stay for 3 days after the home has been sold. If you do not move out within these 3 days, you may have to go through foreclosure eviction.

Like | Dislike | Share | Posted: Thu, 09/18/2008 - 05:19 | Post subject:

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Maryann!

Welcome to Forums!

It depends on the lender and the buyer of the property. It is better if you leave the home immediately. However, if you request the lender and the new buyer, they may give you some time. It will be totally their discretion.

Feel free to ask if you have further queries.

Sussane

Like | Dislike | Share | Posted: Tue, 09/30/2008 - 22:51 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I live in Illinois and my house forclosed on sept 16. How much time do I have to pac and leave the property. I also want to know who evicts you and do they issue some kind of warrant if you are still in the home?

Like | Dislike | Share | Posted: Tue, 09/30/2008 - 20:48 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

how long do i have after date of sale oct 22, in the state of california as owner

Like | Dislike | Share | Posted: Wed, 10/01/2008 - 12:14 | Post subject:

jerry's picture
jerry | Joined: October 17, 2005 03:24 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi tsehai!

The lender or the new borrower will send you a notice and may ask you to leave the house in 3 days. This is the maximum time you have. If you want some more time to leave the house, you will have to speak to the new owner of the house.

Thanks,

Jerry

Like | Dislike | Share | Posted: Thu, 10/02/2008 - 02:41 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

The lender and the new buyer may ask you to leave the home immediately. They won't give you time.

Like | Dislike | Share | Posted: Thu, 10/02/2008 - 03:09 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I got a letter that states it is a petion to show cause. It state it is a non-jury hearing for foreclosing on my home and the court date is October 17, 2008. How long after this will I be able to stay in my home. I have four children under 12 and I am a single mother. My lender is First Franklin.

Like | Dislike | Share | Posted: Wed, 10/08/2008 - 13:13 | Post subject:

jerry's picture
jerry | Joined: October 17, 2005 03:24 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Gail!

Your staying in that house will depend upon your lender. The lender can give you a 3 day notice and ask you leave the property.

Thanks,

Jerry

Like | Dislike | Share | Posted: Fri, 10/10/2008 - 03:39 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

if the sale date is set for nov 17th, and its sold, isnt there a 10 day grace period to make sure everything was legally done? if this is true im wondering how long after nov. 17th i have to get my stuff out. my apt wont be ready until dec 1st. and im worried they will put a lock on the door and throw out my stuff. please help.

Like | Dislike | Share | Posted: Wed, 10/15/2008 - 09:29 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

my abovequestion is in florida

Like | Dislike | Share | Posted: Wed, 10/15/2008 - 09:50 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

After a court ruling, the sale date occurs generally around 20-35 days after. The notice is published with the time, date, and location of the sale. For two weeks before, the notice of sale is published once a week.

The sale is usually overseen by the clerk, and normally takes place at the court house. Whoever makes the winning bid, must provide a 5 % deposit, and be able to pay the remaining balance by the end of that day. If this does not occur, a new sale date is set not less than 20 day later. A certificate of sale is given to the winning bidder.

Ten days after the sale, a transfer of ownership is given to the winning bidder, if there has been no dispute of the sale. Most of the time, the borrower has no right of redemption, once the certificate has been issued to the winning bidder. i was wondering if this is true do i still have those 10 days to move out?

Like | Dislike | Share | Posted: Wed, 10/15/2008 - 10:59 | Post subject:

jerry's picture
jerry | Joined: October 17, 2005 03:24 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi mary!

It solely depends on the new buyer and your lender whether you will be permitted those 10 days. Generally, the lenders offer a 3 day notice period to the defaulter.

Thanks,

Jerry

Like | Dislike | Share | Posted: Thu, 10/16/2008 - 03:32 | Post subject:

helping_user's picture
helping_user | Joined: March 31, 2006 03:39 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Welcome Ricardo.

I think you've received a notice stating the lender's decision to foreclose. Is that so? You should contact the [url=http://www.mortgagefit.com/loss-mitigation.html]loss mitigation[/url] department of the mortgage company/lender and try to work out a plan with them. In case you wish to keep the home, you can negotiate for a loan modification or a forbearance to help you get current on the loan.

There are a number of loss mitigation options available. Just check them out so that you can fairly negotiate with the lender.

Thanks.

Like | Dislike | Share | Posted: Thu, 10/30/2008 - 00:52 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i just recevied a letter that says i have 20 days to respond how much time do i have in the house and how can i delay the process or try to work things out

Like | Dislike | Share | Posted: Wed, 10/29/2008 - 16:06 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i live in florida and a 24 hour notice was placed on my door today. my house was foreclosed and now the sheriff notice say's to get out in 24 hours...do i really only hav 24hrs or do i have longer?

Like | Dislike | Share | Posted: Wed, 11/12/2008 - 15:52 | Post subject:

Niicss's picture
Niicss | Joined: October 3, 2005 11:54 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi qwen,

You have mentioned that your house has been foreclosed upon. Can you tell me whether it is already sold or not? In case it is sold, the lender and the new buyer generally give a 3-day notice to the earlier owner to move out. If it is not sold, then you can negotiate with the lender and buy some time from him within which you will be able to move away from the property. You may even agree to pay a rent for that period of time.

In case the lender disagrees to this, then I am afraid, you will have to move out within 24 hours.

Thanks

Like | Dislike | Share | Posted: Thu, 11/13/2008 - 01:06 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I am being forclosed on today how long do I hvae to move?

Like | Dislike | Share | Posted: Tue, 12/02/2008 - 04:12 | Post subject:

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

welcome kesha,

It will depend upon the lender. You can speak to lender and check if he allows you to stay in the property until it is sold off. Once the property is sold, the new owner and the lender will give you a 3 day notice to leave the property.

Like | Dislike | Share | Posted: Tue, 12/02/2008 - 22:57 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

how long do i have to vacate the property after a forclosure sale date i live in cali

Like | Dislike | Share | Posted: Mon, 01/12/2009 - 14:20 | Post subject:

Niicss's picture
Niicss | Joined: October 3, 2005 11:54 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi tigerlily

Once the foreclosure sale is over, the new owner of the property and the lender will give you a 3 day notice. You will have to leave the property within these 3 days.

Thanks.

Like | Dislike | Share | Posted: Tue, 01/13/2009 - 00:50 | Post subject:

sara's picture
sara | Joined: July 5, 2006 03:16 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi LML,

The lender will send you an eviction notice. The date within which you have to leave the property will be mentioned in that notice. You will have to leave the property within that time period. If you want some extra time to leave the property, then you will have to inform the lender about the same.

Take care.

Like | Dislike | Share | Posted: Fri, 05/21/2010 - 01:51 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Business went bad, depleted savings, couldn't pay mortgage. After 3 mos. (Sept 08) bank filed complaint. We are saving every penny to move. Still no word on a hearing for motion for summary judgment. When should we expect to have a note on our door? We have children and we are concerned about their well being. How much notice do we get? 24 hours, 3 days or 10 days; I'm seem to be reading different time frames. From experience can you let us know? We are going to the hearing but none set as of yet. Can I expect a few more months?

Like | Dislike | Share | Posted: Mon, 02/02/2009 - 09:17 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

It has been 5 mths we are trying to do a loan modification but our lender
is taking their time We are getting nervous. How long will it take to
forecluse on our home. We live in NJ

Like | Dislike | Share | Posted: Sat, 02/14/2009 - 06:07 | Post subject:

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Welcome mary,

Generally lenders foreclose the property if you are more than 3 months late in paying your debts. As you have already applied for a loan modification, you should contact your lender once again to check when your loan modification will be accepted.

Like | Dislike | Share | Posted: Mon, 02/16/2009 - 00:31 | Post subject:

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