Posted on: 15th Apr, 2011 01:52 pm
My wife had a home. She was on the loan and I was not. I was however on title. The home went into foreclosure July 2010. I would like to buy a home. My credit score is over 725. I'm having trouble finding a lender. Need Help.
Hi wjudson ,
Welcome on Mortgagefit, In my opinion, you may apply for FHA ( Federal Housing Administration ) Loan, As you say your credit score is 725, FHA need more than 620 credit score so your eligible by credit score & now you just have to be qualify for few requirements. such as a 3.5% down payment of loan amount, most recent bank statement, income proof & other required documents by your lender, you may also find out lenders here.
http://www.mortgagefit.com/
You may find lender in Search Mortgage Lender windows on front page of our forum.
hope this post will solve your problem.
Thanks & Regards,
gunz.ijjistaff
Welcome on Mortgagefit, In my opinion, you may apply for FHA ( Federal Housing Administration ) Loan, As you say your credit score is 725, FHA need more than 620 credit score so your eligible by credit score & now you just have to be qualify for few requirements. such as a 3.5% down payment of loan amount, most recent bank statement, income proof & other required documents by your lender, you may also find out lenders here.
http://www.mortgagefit.com/
You may find lender in Search Mortgage Lender windows on front page of our forum.
hope this post will solve your problem.
Thanks & Regards,
gunz.ijjistaff
I'm not sure what you mean by you are having trouble finding a lender, unless you mean you have already applied for a loan and have been getting turned down.
If that is not the case and you have sufficient funds for a down payment/closing costs, along with an acceptable credit/income and employment history, then there shouldn't be any problems getting a loan.
Basically, you need to supply more information about your situation before anyone can provide you with the advice you need.
If that is not the case and you have sufficient funds for a down payment/closing costs, along with an acceptable credit/income and employment history, then there shouldn't be any problems getting a loan.
Basically, you need to supply more information about your situation before anyone can provide you with the advice you need.
Try filling out the No obligation form http://www.mortgagefit.com/quote/ and one or more lenders will contact you.
