Posted on: 01st Mar, 2009 11:20 am
My husband filed bankruptcy last year. We lost our home during the bankruptcy, and it has been several months. Now the mortgage company called and said that I was legally responsible for the debt. My name was never on the mortgage, but they said the due to some homestead law I was responsible and that it was the same as if my husband died. They told me that I was legally responsible and would face foreclosure. How could they do that?
The same answer I gave to someone else....call an attorney
If its your state law then they are unfortunately right. In homestead states such as California if one spouse owes the other does too.
