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Section 8 housing programs: Get help to pay rent or mortgage

If you're a low income renter or homeowner who needs financial assistance to pay rent or monthly mortgage installments, the Section 8 housing programs are what you may need. This article explains how the Section 8 housing programs work, what are the eligibility criteria and what amount of funds are available.

What is Section 8 Housing Rental Program?

The Section 8 Housing Rental Voucher Program is available to low income families, disabled persons and elders who can't afford to pay for safe and decent housing. Under this program, families are expected to pay 30% of the rent while the Section 8 Rental Voucher Program pays the rest up to the payment standard set by the local Public Housing Authority (PHA) where one applies for the Voucher. This payment standard is almost 80-100% of the fair market rent. If you choose a rental unit with higher fair market rent, then you'll have to pay additional rent charges in excess of the fair market value, besides paying the 30% rent on your own.

What is the eligibility for Section 8 Housing Rental Voucher?

Section 8 housing requirements are given below:
  • Your earnings must be less than 50% of the Area Median Income.
  • The rental unit should meet the Section 8 quality standards.

How do I apply for Section 8 Housing Rental Voucher?

First of all, contact your nearest Public Housing Authority and fix an appointment. Bring along the required documents - paystubs, statements of financial benefits you receive, etc. The PHA will be able to tell whether you qualify for Section 8 housing assistance. Then fill out the application for Section 8 housing rental assistance. Request the PHA to provide you with a list of rental properties in your area. Look out for properties which fall under Section 8 Housing Rental Program. Contact the landlords of those properties and arrange for a walk-through.

What is the Section 8 Homeownership Voucher?

This is a Section 8 housing assistance program offered to those who need financial help to meet up with their monthly mortgage payments or other homeownership expenses. However, not all PHAs participate in this program. You can get a list of the participating PHAs from the HUD website.

Section 8 Homeownership Voucher covers the following expenses:
  • Monthly mortgage payment with property tax and insurance premiums.
  • Mortgage insurance premiums payable each month.
  • PHA allowance for utility bills, repairs, maintenance costs, etc.
There can be other coverages, which you can confirm by contacting your local PHA.

How much money is available for homeownership expenses?

If your homeownership expenses are equal to or less than the payment standard (maximum amount payable by the PHA) set by the PHA in your area, you'll have to pay 30% of the adjusted monthly income towards your expenses while the rest will be available under the Section 8 homeownership program.

However, if your homeownership expenses exceed the payment standard in your area, you'll have to pay the extra funds. If your expenses are too high, chances are that the PHA may not approve you for the program.

Who all are eligible for the homeownership voucher?

Given below are the criteria for getting homeownership assistance.
  • Already received Section 8 rental voucher: First-time buyers (those who haven't had ownership interest in any residential property for the past 3 years) or co-operative members can qualify for Section 8 homeownership program. But this is possible only after they've received Section 8 vouchers (for rental assistance) from a PHA which participates in the Section 8 homeownership program.
  • Income requirement: Other than disabled persons, adult family members likely to own the home, must have annual income not less than the federal minimum hourly wage multiplied by 2000. The qualified annual income of adult members (likely to own the home) in disabled families shouldn't be less than the monthly Federal Supplemental Security Income (SSI) for an individual staying alone, multiplied by 12.
  • Employment: Other than disabled and elderly families, one or more adults in families looking for Section 8 housing assistance, should be currently employed and should have been on a full-time job for at least 1 year before taking advantage of the homeownership program.
  • Property standards: The property to be purchased should meet the standards and pass an initial housing quality standard inspection carried out by the PHA. It should also pass through a separate home inspection prior to the PHA approving the home purchase.
  • Counseling: The family applying for assistance should attend a homeownership counseling session organized by the PHA.
Apart from the factors given above, one needs to satisfy other criteria set by the PHA, in order to qualify for the Section 8 Homeownership Voucher.

What is Section 8 waiting list?

If there are a number of applicants for section 8 housing vouchers, the PHA keeps some of the individuals under a waiting list. At times, the PHA may even close the waiting list and stop accepting applications. In such a situation, you can wait till the list opens again. Or else, you may apply in another jurisdiction where the waiting list is kept open. However, you may have to reside in that jurisdiction for at least 1 year.

How long do I need to wait once I'm on the waiting list?

Once you're on the waiting list, the time period you need to wait varies from one PHA to another. Contact your PHA and get an estimate of how long you'll have to wait. The waiting period can vary from several months to years.

If you're already on Section 8 housing rental assistance, you have the chance to switch over to homeownership assistance in case you intend to buy a home. Check if you satisfy the qualifying criteria for the homeownership program. Just locate your nearest Public Housing Authority and find out whether you qualify for the program or how long you'll need to wait if you're on the waiting list already.

kindly give some information about the section 8 voucher program

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

if i already have a house and I get approved for section 8, will section 8 help pay my mortgage

Like | Dislike | Share | Posted: Mon, 02/18/2013 - 07:18 | Post subject:

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Welcome anonymous,

As far as I know, Section 8 won't help you in paying your current mortgage.

Like | Dislike | Share | Posted: Wed, 02/09/2011 - 20:42

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Guest!

Welcome to forums!

The Section 8 Homeownership Voucher will help you cover the monthly mortgage payment with property tax and insurance premiums.

Feel free to ask if you've further queries.

Sussane

Like | Dislike | Share | Posted: Mon, 02/18/2013 - 22:02

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

[font=Times New Roman:4393275eeb]my husband is on ssi (very low amount) and I was collecting unemployment only $303 a week (after taxes)well, the ssi contacted us to come in and said that either I have to stop collecting my unemployment because it was too much money to collect or my husband's ssi of $811 a amount will stop, meaning no health care or medications. He is a diabetic with numerous other health issues, I have many medical issues myself
and will evently have to go on ssd. Now we got a letter today in the mail and as of January 2011 ssi is going to drop my husband's ssi down $200 less. Can We get help with our monthly mortgage with the section 8? Can they shut our electric and water off in the winter?[/font:4393275eeb]

Please answer

Like | Dislike | Share | Posted: Mon, 12/06/2010 - 15:24 | Post subject:

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi gemini!

Welcome to forums!

You should contact the Public Housing Authority of your area and check out if you can get the section 8 benefits. They will be able to help you in a better manner in this regard.

Feel free to ask if you've further queries.

Sussane

Like | Dislike | Share | Posted: Tue, 12/07/2010 - 00:05

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Welcome ncakalacca,

As far as I know, you can rent the property to a family member. But you check out your mortgage doc to find if there is any clause stating otherwise.

Like | Dislike | Share | Posted: Fri, 07/20/2012 - 00:30

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Does Section 8 help pay the current mortgage on the house you live in? Need to know asap because I just lost my job and living on savings and SS Family of 3 with a teenager. Thanks

Like | Dislike | Share | Posted: Wed, 02/09/2011 - 19:03 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Does section 8 help with mortgage payments?
Please let me know.

24/7 worrier

Like | Dislike | Share | Posted: Tue, 01/11/2011 - 06:56 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

As she is on Section 8, I don't think she will be able to own a house all by herself.

Like | Dislike | Share | Posted: Fri, 10/08/2010 - 01:33

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

10 JULY 2011

I am participating in Section 8 Voucher rental program. I am trying to
figure out how my monthly rent is determined. My yearly SSD income is:
$10,272.00 and my out of pocket Medical expenses were $967.00.

I also pay for the monthly electric; and my hot water is fueled by gas
which is paid by the landlord. I have racked what little brains i have and
am unsuccessful in figuring out my monthly rent. Your help to my
situation is greatly appreciated. Thank you! :oops:

Like | Dislike | Share | Posted: Sun, 07/10/2011 - 13:28 | Post subject:

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi light,

This is something which you need to clarify with the local Public Housing Administration (PHA) office. You can contact them and they will let you know about this.

Like | Dislike | Share | Posted: Sun, 09/08/2013 - 22:48

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hurtin, have you spoken with your local housing agency to seek their formula? I'm certain that you'll find little specific expertise on Section 8 matters within this forum. Most of us here who have financial expertise are in or around the mortgage lending business; or even consumer loans.

Housing assistance programs, such as Section 8, are a whole different matter. I suggest you call the local agency and ask your questions.

Like | Dislike | Share | Posted: Sun, 07/10/2011 - 18:31

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Can i get section 8.can section 8 help pay mymortgage. I need help with my mortgage.[font=Georgia:7133bf5d52][/font:7133bf5d52][color=Green:7133bf5d52][/color:7133bf5d52][size=18:7133bf5d52][/size:7133bf5d52] :( :(

Like | Dislike | Share | Posted: Mon, 12/14/2009 - 17:52 | Post subject:

Niicss's picture
Niicss | Joined: October 3, 2005 11:54 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

You'll have to contact your local Public Housing Authority in order to check out whether or not you'll qualify for a Homeownership voucher program. They will go through your situation and let you know whether or not you'll qualify for Section 8.

Like | Dislike | Share | Posted: Mon, 10/04/2010 - 02:41

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Welcome Guest,

You should contact the Public Housing Authority of your state and check out what type of help you might get from them.

Like | Dislike | Share | Posted: Sun, 02/06/2011 - 21:47

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Guest,

I guess you're speaking about Section 8 vouchers. If you want to extend the voucher, then you'll have to apply before the voucher expires. It'll depend upon the housing authority whether or not they would give you a one or two 30 days extension.

Thanks

Like | Dislike | Share | Posted: Wed, 08/18/2010 - 01:22

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Sorry but i have a few questions. When buying a home through the section8 homeownership program, is there a maximum price that we caint go above? Also, is there a site for which we can find a home to buy with the program? Or do we find our on home through a realty company on our own?

Like | Dislike | Share | Posted: Wed, 03/02/2011 - 22:12 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I am receiving sec. 8 payments for the apartment that I live in. I live in Charlottesville Va..I am disabled , limited as to what i can do, but able to take care of myself with out outside help.Would it be possible for me to purchase a low income home and have my sec. 8 payments applied to the mortgage. I have never owned a home of my on.

Like | Dislike | Share | Posted: Fri, 03/19/2010 - 22:42 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Your landlord will be the best person to let you know how your rents are figured. You should contact her and check out how and why your rents are increasing every month. She will be able to give you the details.

Like | Dislike | Share | Posted: Thu, 08/12/2010 - 22:37

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Welcome dam,

You may be able to Section 8 the house. You should contact the Public Housing Authority of your state and check out the steps required to convert it into Section 8 housing.

Like | Dislike | Share | Posted: Sun, 02/27/2011 - 22:12

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

if you are on sec. 8 and need to move to another state for medical reasons can you relocate to another sec. 8 housing in another state without having to get on a waiting list there?

Like | Dislike | Share | Posted: Sat, 09/07/2013 - 18:09 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

im currently under section 8 housing in garden city kansas at the apple garden apartments and my rent keeps going up its currently at 400 a month i am a single mother of 2 soon to be 3 kids how is my landlord figuring my rent? i honestly dont think 400 is a fair amount i can barely afford it, and when i handed her my bank statement showing i am negative 100 on a six month average how does she last minute put my rent at 400 i want to know what factors figure my rent. not to mention i dont receive cash assistance or child support. how does she figure my rent

Like | Dislike | Share | Posted: Thu, 08/12/2010 - 18:44 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I have a mortgage. Can I get assistance from Section 8. Or is the home ownership program just for new home buyers?

Like | Dislike | Share | Posted: Sat, 09/10/2011 - 22:14 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Thank you Mr. Akerley for your time and kind reply. I was hoping that
someone could help me with the formula that Hud/locale housing authority
uses.

Going to the locale housing authority is a nightmare at best! I am just
trying to get an ideal for checks and balances purposes on the amount the
housing authority comes up with; and how they determine such.

Thank you in advance.

Like | Dislike | Share | Posted: Mon, 07/11/2011 - 08:00

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Jacqueline,

You can check out online listing of houses in order to find a house which you can rent. Maybe you cannot get exactly what you're looking for but you will be able to definitely get a property which you can rent for the time being.

Thanks

Like | Dislike | Share | Posted: Tue, 08/23/2011 - 21:03

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Patty,

As far as I know, normally the first time homeowners will get assistance from Section 8. People who have existing homeownership may not be able to get this assistance.

Thanks

Like | Dislike | Share | Posted: Sun, 09/11/2011 - 21:47

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi lucio,

You need to contact the Public Housing Authority of your state in order to find out how you can apply for housing under Section 8.

Thanks

Like | Dislike | Share | Posted: Tue, 02/08/2011 - 20:50

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi. I was hospitalized for a few weeks and the doctor has not allowed me to return to work. I was working as a waiter and have no medical insurance or sick leave. I am at risk to be evicted from my apartment because I will not be able to return to work for quite some time due to my medical condition. Can someone please contact me to help me apply for section 8 assistance? My name is Gene and my phone number is 954-646-4599. Thank you so much.

Like | Dislike | Share | Posted: Tue, 03/08/2011 - 07:14 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Jessica,

I bought this house over a year ago, and know I am possible looking at taking a job out of state, even though I owe a mortgage, can I section 8 this house out, in case I cant sell it.

Like | Dislike | Share | Posted: Sun, 02/27/2011 - 15:29 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

A house for my family,we live in murfreesboro tn,would love a get a house fenced in back yard to watch my kids play,I've called everyone on the list MHA gave us,I've called realty companies,for rent signs in yards,but I can't give up,I need advice,who else can I turn to,that except section 8 voucher to rent a house.
Thank you

Like | Dislike | Share | Posted: Tue, 08/23/2011 - 05:33 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Sorry for the lack of assistance, though I'm pleased to be able to provide any semblance of good feelings. You might try HUD itself - perhaps their overall website - hud (dot) gov - can bring you closer to where you'd like to be.

Like | Dislike | Share | Posted: Mon, 07/11/2011 - 12:13

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I live in Redford, MI. I am a current homeowner and need assistance with my mortgage. I am currently on SSDI. I receive $1740 a month on SSDI. Does my area participate in the program and if so, who do I need to contact? Is there a possiblility I mite be eligible to participate? Dennis Salada

Like | Dislike | Share | Posted: Mon, 08/23/2010 - 19:52 | Post subject:

savior70's picture
savior70 | Joined: March 25, 2009 05:14 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

To Joe,

The section 8 housing assistance you are getting could be used to make your monthly mortgage payments. So, you can buy a home of your own. The income and employment requirements are less stringent for people like you. You can contact your local Public Housing Authority regarding this. However, you will be required to arrange your own financing for the purchase of the home. The section 8 assistance will help you make the monthly mortgage payments, it will not help you with the purchase of the home.

Like | Dislike | Share | Posted: Tue, 03/23/2010 - 03:06

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Am getting stressed as i watch my savings deplete, am almost 80 in March ..quite healthy...and happy in my Lake Oswego apt i rent..i qualify for poverty rent regarding income level....is it possible to get vouchers to help with the rent and stretch what i have left to last longer?

Like | Dislike | Share | Posted: Sun, 02/06/2011 - 19:38 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Please help! I purchased a home last year and due to lack of work this year im having trouble paying mortgage. I already had to drop my health insurance because the mortgage was my priority. I am self employed. I there any assistance you can recommend?

Like | Dislike | Share | Posted: Fri, 02/24/2012 - 11:39 | Post subject:

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Gene,

It will be better if you could get in touch the local Public Housing Authority (PHA) in person and take their help in this regard.

Thanks

Like | Dislike | Share | Posted: Sun, 09/29/2013 - 23:50

savior70's picture
savior70 | Joined: March 25, 2009 05:14 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Gloria,

The Section 8 cannot help you with your mortgage payments. It provides assistance to middle and low income families to help them rent a safe and decent home. It does not help you repay your existing mortgage. Are you not being able to afford the mortgage payments? You can then request your lender for a loan modification.

Like | Dislike | Share | Posted: Tue, 12/15/2009 - 05:20

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

problem- i am filing for disability currently on short-term and hopefully getting approved for long term through my company this month. make under 1000 a month- I meet the financial guidelines. But my house loan does not have a certain organization in it that they said needed to be part of the loan to get help? I am unable to [url=http://www.mortgagefit.com/refinance.html]refinance[/url]. Is there anything possible to do to still get aid? Or any alternatives beyond section 8 to help me make my house payments? It is becoming near impossible to make ends meet.

Like | Dislike | Share | Posted: Mon, 11/05/2012 - 13:48 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I am a veteran in the south florida area i would like to purchase a multi-plex unit in which i live in one and the others units would be rented out to section 8 is this something that could work for myself and the tenants.I am Anthony aande578@aol.com please respond

Like | Dislike | Share | Posted: Thu, 12/20/2012 - 13:50 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I am a veteran in the south florida area i would like to purchase a multi-plex unit in which i live in one and the others units would be rented out to section 8 is this something that could work for myself and the tenants.

[size=9:a099951205][color=Red:a099951205][Email address deleted as per forum rules. Thanks.][/color:a099951205][/size:a099951205]

Like | Dislike | Share | Posted: Thu, 12/20/2012 - 13:50 | Post subject:

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Guest,

You haven't mentioned the state you live in. You can contact the Public Housing Authority of your state and take their help in buying the property through section 8 home ownership program. The Public Housing Authority will give you a complete idea in this matter.

To Gene,

You will have to contact the Public Housing Authority in order to get help regarding Section 8.

Thanks

Like | Dislike | Share | Posted: Tue, 03/08/2011 - 22:08

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Jessica!
I just got approved for section8 rental assistant, but since I have started and filled up applications, I became to be a homeowner. I have private loan and need to pay mortgage of $859.67 plus taxes.
My income is still low and I have 2 dependents with disability-my daughter and my wife. What do I need to do to be readjust for it as homeowner? Is it possible ? Please give me your professional advise. Thank you in advance.

Like | Dislike | Share | Posted: Fri, 09/27/2013 - 14:30 | Post subject:

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi nfeska!

Welcome to forums!

Unless your loan is owned by Fannie Mae or Freddie Mac, it will be quite difficult for you to get any kind of mortgage help. You may apply for a loan modification and check out if the loan terms can get modified.

Feel free to ask if you've further queries.

Sussane

Like | Dislike | Share | Posted: Mon, 11/05/2012 - 22:33

jerry's picture
jerry | Joined: October 17, 2005 03:24 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi djsalada!

Welcome to forums!

You will have to contact your lender if you wish to receive any kind of help regarding your mortgage. If you're unable to pay the mortgage, you can apply for a loan modification with your lender. The lender will go through your financial situation and let you know whether or not you would get a mortgage modification.

Thanks,

Jerry

Like | Dislike | Share | Posted: Tue, 08/24/2010 - 01:25

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

im needing help on rent really bad

Like | Dislike | Share | Posted: Wed, 01/12/2011 - 15:58 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

iam having problems paying my mortgage i make $5400 a year
iam headof household of 3 kids and my wife what help under section 8 can i get thanks

Like | Dislike | Share | Posted: Tue, 02/08/2011 - 20:21 | Post subject:

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi glynn,

You can discuss your plan with the PHA and check out what steps you need to take in this regard.

Thanks

Like | Dislike | Share | Posted: Thu, 12/20/2012 - 21:27

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Welcome Guest,

As far as I can understand, Section 8 does not help you with mortgage payments.

Like | Dislike | Share | Posted: Tue, 01/11/2011 - 21:06

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I was wondering ......My mother in on Section 8 and lives by herself. Can she be a co buyer on a house I am going to buy and receive a ownership voucher to help her pay her half of the mortgage?

Like | Dislike | Share | Posted: Thu, 10/07/2010 - 10:37 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I have owned my home for 20 years. I am now disabled and have applied for SSI and I am waiting their decision. I have zero income currently and I am on food stamps. I am also waiting to see if my mortgage company is going to allow me a forbearance for a few months while the SSI is still pending. Am I eligible for the Homeownership voucher program. It is my first home although I have been living here 20 years? I am the only person in the household.

Like | Dislike | Share | Posted: Sat, 10/02/2010 - 18:07 | Post subject:

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