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Section 8 housing programs: Get help to pay rent or mortgage

kindly give some information about the section 8 voucher program

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi,

Section 8 housing or section 8 voucher program is a federal housing assistance program which is administered by Department of Housing and Urban Development (HUD) and Public Housing Agencies (PHAs).

The section 8 housing program assists people with disabilities, elders and low income families in paying for decent and safe housing.

Thanks

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I have some more information about the Section 8 Voucher Program.

This program is used to give financial assistance in the private housing market through a subsidy which is based on a person's household income and the cost of housing.

Clark

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Thanks all you for the information, kindly if possible I would also like to know about the way by which section 8 housing assistance actually works.thanks again

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi,

For the Section 8 Voucher program the household must apply to the Public Housing Agency and get on the waiting list.

After the Section 8 voucher is issued the household must identify housing that can be approved under section 8 rules.

Clark

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Thanks Clark :)

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sara's picture
sara | Joined: July 5, 2006 03:16 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Guest,

The section 8 Voucher program is the largest Federal low-income housing assistance program awarded to low-income families. This program provides for a certain amount of the cost required to pay for rent and utilities. The family getting such assistance has to contribute 30% of its income for rent and utilities while the rest is paid by the housing agency providing the Section 8 Voucher.

To know about eligibility for section 8 housing and other details, refer to the page on Section 8 Vouchers: http://www.centeronbudget.org/5-15-03hous.htm .

Thanks,

Sara.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

please give information on how to obtain a section 8 voucher

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blue's picture
blue | Joined: October 21, 2005 09:17 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Yaitr,

Let me explain how the procedure works:

  1. Applicants at the top of the waiting list are issued vouchers.
  2. Voucher holders can use the voucher in the housing they currently live in or search for new housing.
  3. Section 8 housing must:
    • Meet HUD's Housing Quality Standards.
    • Have a rent that is reasonable in comparison to comparable housing units.
  4. Participant is given at least 60 days to search for appropriate housing, PHAs can establish extended housing search time.
  5. Owner/manager must be willing to participate in Section 8 program.

Do let us know if you have any other questions.

Thanks
Blue

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Thanks a lot for explaining the procedure.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i would like to know where to apply for open enrollments for section 8 vouchers. Can i apply for section 8 housing online?

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blue's picture
blue | Joined: October 21, 2005 09:17 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Yaya,

Welcome to Mortgagefit discussion board.

I don't think you can apply online for section 8 housing online. You can apply for assistance at your nearest Public Housing Agency (PHA) & get on the waiting list. You can search for your local PHA from here - PHA Contact Information. After the voucher is issued you will have to identify the housing which would get approval under the Section 8 rules. You can use this page to search for low rent apartments in your region.

If it meets the standards PHA will then pay your landlord an amount equal to what the difference comes to between 30% of your adjusted income or 10% of gross income & PHA determined payment standard set for your area.

Do let me know if you have any other questions.

Thanks
Blue

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My section 8 housing application is on the waiting list for years. i wanted to know my status. i am also currently on a new waiting list

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adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Welcome Tamara,

You can contact your state Public Housing Authority (PHA) from http://www.hud.gov/offices/pih/pha/contacts/ and talk to them directly. You can also talk to the Office of Public Housing within your local HUD office.

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sara's picture
sara | Joined: July 5, 2006 03:16 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi hope,

Please refer to the website suggested by Adonis in the post above. You can approach the nearest Public Housing Authority and collect the form to apply for Section 8 housing.

Take Care

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I have signed up for housin in two states: Dallas,Tx and Tallulah,La. and i haven't heard a response from housing i need to know where im located on the waiting list

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larry2's picture
larry2 | Joined: June 27, 2007 02:50 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Fannie webster,

Welcome to the forum.

You can contact your local Public Housing Agency and talk to them directly at http://www.hud.gov/offices/pih/pha/contacts/index.cfm

Hope this helps.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

QUALIFY FORSETION 8 HOUSING?

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

HOW DO IQUALIFY FORSECTION 8 HOUSING, HOWDOESIT WORK?

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Niicss's picture
Niicss | Joined: October 3, 2005 11:54 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

To qualify for section 8 program you should be a low income individual. I feel you should contact Local Housing Authorities to get approved for the program. But the Section 8 program gas been oversubscribed and you may be in waiting list for years. To know about the waiting time in your area you can call housing authority in your area.

If you are a low income individual, elderly person or disabled person the Federal Housing Program will provide housing assistance to you.

Let me know if you have any further questions.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

looking to or forrent with the option to buy

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adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Welcome Linda,

Do you have a query on section 8 voucher? please put it down here so that anyone participating here can give his/her suggestions.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Im trying to find out what the amount of a section 8 voucher is suppose to be?

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I WANT TO GET ON A SECTION 8 WAITING LIST IN THE VIRGINIA AREA TELL ME HOW DO I GO ABOUT DOING IT

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jerry's picture
jerry | Joined: October 17, 2005 03:24 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi AMANDA CHILDS!

Welcome to MortgageFit Forums!

There are two requirements which you need to fulfill if you are trying to go for Section 8 waiting list in Virginia. The first one is that your house should qualify as a "family" and the second one is that you should meet the annual income guidelines. If you have fulfilled both of them, then you can contact HUD.

Hope this will help you.

Thanks,

Jerry

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i was wanting to get info on getting assistiant with housing for me and my family

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jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi charles rumsey!

The housing choice voucher program (Section8) is one of the federal government's important program for helping very low-income families, the elderly, and the disabled so that they can afford decent, safe, and sanitary housing in the private market.

In the given link, you will find discussions by lenders in relation to section 8 voucher program:
http://www.mortgagefit.com/know-how/section8voucherprogram.html
Please have a look.

Thanks.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

can anyone update me on california section 8 housing requirements?

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jerry's picture
jerry | Joined: October 17, 2005 03:24 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi tony,

Whether you are eligible for a housing voucher or not is determined by the PHA. It will depend on the total annual gross income and family size and is limited to US citizens. There are certain specified categories of non-citizens who have eligible immigration status can also qualify for this housing voucher.

The income of the family applying for this program should not exceed 50% of the median income for the county or metropolitan area where the family is presently living. According to the law, PHA must provide 75 percent of its voucher to applicants whose income is not above 30 percent of the median income of the area. The median income levels vary from one place to another. You will have to contact the PHA serving your community to know about the income limits for your area and family size.

When you are applying, the PHA will collect information on assets, family income and family composition. It will then cross check the information with your employer, banks as well as local agencies. Then it will use the information to determine program eligibility. It will decide on the amount of the housing assistance you will be getting. If you are eligible, then the PHA will put your name on a waiting list if it is not able to assist you immediately. Once your name is reached on the waiting list, the PHA will issue a housing voucher to you.

Thanks,

Jerry

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

can u please tell me where there is an open

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adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hey bigmamashare,

You will have to contact the housing authority of your county and find out if you and your family qualifies for Section 8 Program. Once you have applied and qualified, you will be placed on a list for a voucher.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i am living in a apartment issued by the housing authority in tx.i was wondering if i had to sign up to get a section 8 voucher to move in a house?

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sara's picture
sara | Joined: July 5, 2006 03:16 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi semy,

I did not understand what you wanted to say by:
[quote:1e14684971]apartment issued by the housing authority in tx[/quote:1e14684971]

Are you receiving any kind of benefit from the housing authority of Texas? If you could explain the situation, then it would be easier for me to answer your query. As far as applying for section 8 housing program is concerned, you will have to contact the housing authority of your area.

Take Care.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

After my name has been reached on the waiting list adn I turn in all my papework how long before I know if I am approved for Section 8 housing choice voucher

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Can i get section 8.can section 8 help pay mymortgage. I need help with my mortgage.[font=Georgia:7133bf5d52][/font:7133bf5d52][color=Green:7133bf5d52][/color:7133bf5d52][size=18:7133bf5d52][/size:7133bf5d52] :( :(

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savior70's picture
savior70 | Joined: March 25, 2009 05:14 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Gloria,

The Section 8 cannot help you with your mortgage payments. It provides assistance to middle and low income families to help them rent a safe and decent home. It does not help you repay your existing mortgage. Are you not being able to afford the mortgage payments? You can then request your lender for a loan modification.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I am receiving sec. 8 payments for the apartment that I live in. I live in Charlottesville Va..I am disabled , limited as to what i can do, but able to take care of myself with out outside help.Would it be possible for me to purchase a low income home and have my sec. 8 payments applied to the mortgage. I have never owned a home of my on.

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savior70's picture
savior70 | Joined: March 25, 2009 05:14 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

To Joe,

The section 8 housing assistance you are getting could be used to make your monthly mortgage payments. So, you can buy a home of your own. The income and employment requirements are less stringent for people like you. You can contact your local Public Housing Authority regarding this. However, you will be required to arrange your own financing for the purchase of the home. The section 8 assistance will help you make the monthly mortgage payments, it will not help you with the purchase of the home.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

im currently under section 8 housing in garden city kansas at the apple garden apartments and my rent keeps going up its currently at 400 a month i am a single mother of 2 soon to be 3 kids how is my landlord figuring my rent? i honestly dont think 400 is a fair amount i can barely afford it, and when i handed her my bank statement showing i am negative 100 on a six month average how does she last minute put my rent at 400 i want to know what factors figure my rent. not to mention i dont receive cash assistance or child support. how does she figure my rent

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Your landlord will be the best person to let you know how your rents are figured. You should contact her and check out how and why your rents are increasing every month. She will be able to give you the details.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Whappens when your voucher expirers

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jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Guest,

I guess you're speaking about Section 8 vouchers. If you want to extend the voucher, then you'll have to apply before the voucher expires. It'll depend upon the housing authority whether or not they would give you a one or two 30 days extension.

Thanks

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I live in Redford, MI. I am a current homeowner and need assistance with my mortgage. I am currently on SSDI. I receive $1740 a month on SSDI. Does my area participate in the program and if so, who do I need to contact? Is there a possiblility I mite be eligible to participate? Dennis Salada

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jerry's picture
jerry | Joined: October 17, 2005 03:24 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi djsalada!

Welcome to forums!

You will have to contact your lender if you wish to receive any kind of help regarding your mortgage. If you're unable to pay the mortgage, you can apply for a loan modification with your lender. The lender will go through your financial situation and let you know whether or not you would get a mortgage modification.

Thanks,

Jerry

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

my income is 957.00 a month how much should my section8 voucher pay for rent in daytona beach fl

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jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi louis,

As far as I know, the voucher will pay anything above 30% of your adjusted monthly income up to an established limit.

Thanks

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I have owned my home for 20 years. I am now disabled and have applied for SSI and I am waiting their decision. I have zero income currently and I am on food stamps. I am also waiting to see if my mortgage company is going to allow me a forbearance for a few months while the SSI is still pending. Am I eligible for the Homeownership voucher program. It is my first home although I have been living here 20 years? I am the only person in the household.

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Niicss's picture
Niicss | Joined: October 3, 2005 11:54 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

You'll have to contact your local Public Housing Authority in order to check out whether or not you'll qualify for a Homeownership voucher program. They will go through your situation and let you know whether or not you'll qualify for Section 8.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I was wondering ......My mother in on Section 8 and lives by herself. Can she be a co buyer on a house I am going to buy and receive a ownership voucher to help her pay her half of the mortgage?

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

As she is on Section 8, I don't think she will be able to own a house all by herself.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

[font=Times New Roman:4393275eeb]my husband is on ssi (very low amount) and I was collecting unemployment only $303 a week (after taxes)well, the ssi contacted us to come in and said that either I have to stop collecting my unemployment because it was too much money to collect or my husband's ssi of $811 a amount will stop, meaning no health care or medications. He is a diabetic with numerous other health issues, I have many medical issues myself
and will evently have to go on ssd. Now we got a letter today in the mail and as of January 2011 ssi is going to drop my husband's ssi down $200 less. Can We get help with our monthly mortgage with the section 8? Can they shut our electric and water off in the winter?[/font:4393275eeb]

Please answer

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