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Home equity loan without consent

Posted on: 23rd Jan, 2012 04:50 am
my late husband took out a home equity loan in his name only. at the time both of our names were on the house deed. after he died, the house was put in my name and i discovered that he had gotten this home equity loan and it is in his name. i live in ohio. am i responsible for paying it back?
Hi Youngwidow!

Welcome to forums!

As the mortgage is not in your name, you're not liable for paying the loan. However, if you don't pay the loan, the lender may take foreclosure actions against you. In order to stop foreclosure actions, you should assume the loan and pay the debts on time.

Feel free to ask if you've further queries.

Posted on: 23rd Jan, 2012 09:46 pm
Well without their consent in doing this, you'd have to pay them off to get the home equity line of credit.

Posted on: 24th Jan, 2012 01:32 am
Seems to me that nobody on this particular thread is seeking to obtain a home equity line of credit.

Sabrina, do you read what others have to say before you post your inanity?
Posted on: 09th Feb, 2012 11:15 am
Once you have effectively purchased home loan financing to purchase home, the next matter that you have to do is faithfully fulfill your month to month debts. In the earlier numerous your home finance loan, a considerable area of your month to month home loan repayments will involve interest. This implies your most important payment will probably be a little bit significantly less. But since you advance your home finance loan, your interest payments will disappear since your main bills raise.
Posted on: 10th Feb, 2012 01:00 am
>>Sabrina, do you read what others have to say before you post your inanity?

I don't think she does, George.
Posted on: 21st May, 2012 12:22 pm
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