Posted on: 03rd Sep, 2013 12:14 am
I work full time and earn a good income but have a bad credit. On the other hand, my wife has extremely good credit but has no job right now. Depending upon this, can we get a loan? Can anyone help us?
Hi RogerJ,
You cannot qualify for a loan on your own because of the bad credit and the lender will not allow your wife on the loan as she does not have any income. In such a situation, it will be better if you could improve your credit and then look out for a loan.
Take care
You cannot qualify for a loan on your own because of the bad credit and the lender will not allow your wife on the loan as she does not have any income. In such a situation, it will be better if you could improve your credit and then look out for a loan.
Take care
Hi RogerJ,
Apart from credit and employment, there are various other criteria that you need to meet in order to get the loan. If you meet all other criteria, then you should take steps to improve your credit. For that, you can check out the given page: http://www.mortgagefit.com/credit-rating/credit-repair.html
Apart from credit and employment, there are various other criteria that you need to meet in order to get the loan. If you meet all other criteria, then you should take steps to improve your credit. For that, you can check out the given page: http://www.mortgagefit.com/credit-rating/credit-repair.html
Yes, there are other different criteria that you should meet in order to get a loan. Therefore it is better to take certain credit repair steps to get a loan.