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Hello,

I am married but my name is not on mortgage or deed in Maryland, what happens if spouse dies?...I have been married to my husband for 20 years. He bought our house shortly before we were engaged, and has never added me to the deed. Although he has refinanced several times, he has not added my name to the mortgage either. We still owe abou 100K on the house and have have two teenagers, one heading off to college this fall. I have been a stay at home mom for the past 14 years. Since I have no steady job history, no real property, and we are still in debt, I have asked many times over the years to be added to both the deed and the mortgage. My husband refuses saying that it will cost too much money to do so and that under Maryland Law, I am considered as an co-owner. Is this true? My friend says that not being on the title or the mortgage is totally unacceptable and is an horrible exampe for our daughter

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi crystallal!

Welcome to forums!

As far as I know, if your name is not on the title of the property, you'll not be considered as a co-owner of the property. You can ask your husband to add your name to the title of the property with the help of a quitclaim deed.

Sussane

Like | Dislike | Share | Posted: Tue, 04/28/2009 - 21:18 | Post subject:

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