I am looking to get a 100% LTV HELOC with No Income/No asset verification. My FICO is very good (mid to high 700s) and I have a very low debt to income ratio. The property is free and clear so the HELOC will be in 1st lien position, if it makes any difference. The property is a Single family, owner occupied and has been acquired about six months ago. The biggest obstacle is the no income verification thing.
Any suggestions of what lender might finance me or at least where to look for a list of potential lenders that might do such a loan. Random searching on the net is difficult since lenders' websites give just some basic information and when I call everyone is trying to get me to apply and after some pressure on my side, some will even admit that they do not have such a product, but still want me to apply!!!
I got tired of fighting will different loan reps! Please help!