My in-laws have NO money or assets and survive on SSI. I purchased a mobile home for them to live in but had to put their name on title so that they would qualify to live in the mobile home park.
I put them on as registered owners and myself as the legal owner. My father-in-law has since had significant health problems and will probably be dying soon. In the meantime, he has accrued quite a bit of debt from his health insurance which Medicare didnt cover. If he dies, I dont want the bill collectors putting a lien against the mobile home.
Is it necessary to remove him completely from the title or am I safe as the legal owner? I was told that no one can put a lien against personal property and that mobile homes were considered personal property. I would rather not bother removing him from title if I dont have to because it will cost time and money. On the other hand, if theres a chance that they could put a lien against the property, I'd like to know.