I received a notice of default from my lender on a manufactured home I purchased in 2000 in the state of Calif. I pay a monthly fee for renting the land. (I"m 2 months behind on my payments). I was laid off 7 months ago and this is the reason I'm behind in my payments. I also had a bankruptcy that was discharged in March 2006. If I can't make up these 2 payments within the 45 days I received the default notice, what are my options? What is the time frame and sequence of events in having my manufactured home reprossessed by the lender and myself being evicted?