There have been many posts on this topic so it deserves to be up here as a "sticky".
Once someone's name is on the [url=http://www.dreamhomefinancing.com]mortgage[/url] you will not be able to get it removed. The bank approved the loan based on the income of ALL borrowers. All borrowers on the mortgage are financially responsible for making the payments regardless as to what agreement the two borrowers may have with one another.
There are two ways to have a name removed from a mortgage...
1. [url=http://www.mortgagefit.com/refinance.html]Refinance[/url] the loan
2. Sell the home
If someone co-signs on the mortgage, that person has the same obligation as the primary borrower. The co-signer cannot be removed from the mortgage unless one of the two solutions above occur.