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We have been denied a "Deed in Lieu" of Foreclosure by the bank after almost a year of "wrangling." We have tried short sale and have had multiple buyers but they back out once they understand the outrageous legal situation that the homeowners association is in which is also why the bank will not accept a Deed In Lieu. Can we simply obtain a deed, complete it with the bank's information, register the deed in the appropriate county court and then send the deed to the bank?

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