Posted on: 22nd Mar, 2010 03:16 pm
I file for a loan modification on my house for maybe close to two years ago, I kept up with all the paper work they asked for and all the court dates i called regularly but until know i havent heard nothing concrete please someone help i am not working and i dont want to loose my house thanks for the time.
Hi tascaco,
You need to contact your lender and check out about your application for a loan modification. As two years have passed since you applied for it, I don't think that application is valid. There are chances that you'll have to refile your application for a modification and check out if the lender agrees to it.
Thanks
You need to contact your lender and check out about your application for a loan modification. As two years have passed since you applied for it, I don't think that application is valid. There are chances that you'll have to refile your application for a modification and check out if the lender agrees to it.
Thanks
Willmy credit be fixed when the modification is done.never been late before i started the program
Hi jssks,
After your loan is modified, the lender will report it to the credit bureau. It may lower your score by around 50 points. But after the modification, if you keep on paying the dues, it will help you rebuild your score.
After your loan is modified, the lender will report it to the credit bureau. It may lower your score by around 50 points. But after the modification, if you keep on paying the dues, it will help you rebuild your score.