My parents passed last year. They left the house solely to me. I was told by the bank that I could keep making payments on their mortgage and once it was paid off I could tranfer the deed into my name. However the estate attorney is saying I have to finance the loan into my name in order to close out the estate. In order to [url=http://www.mortgagefit.com/refinance.html]refinance[/url] the loan I have to already be on the deed. I am not so now they are saying I have to take out a first mortgage. Is this true? What are my options? Is there a way to get the deed in my name in order to do a refinance versus a first mortgage?