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My ex wants me to sign over the deed to our house. Will I still be financially responsible for the payments being on time etc?

Thanks!

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I am getting a divorce anfd the Mort is in both our names, Husband will sign deed to me but how do I get mort in my own name/ Currently in both names, what if I am not eligilbe on my own?

Like | Dislike | Share | Posted: Tue, 03/12/2013 - 15:44 | Post subject:

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi pattyh,

You will have to [url=http://www.mortgagefit.com/refinance.html]refinance[/url] the mortgage in order to get it transferred solely in your name. If you're not eligible on your own, you will have to look out for a co-signer.

Thanks

Like | Dislike | Share | Posted: Tue, 03/12/2013 - 22:39 | Post subject:

miller_st's picture
miller_st | Joined: January 17, 2007 04:47 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Renee, which payments are you talking about? You mean the property taxes & other maintenance expenses or mortgage payments?

If it is property taxes and other expenses for maintaining the house, then after you quit claim the house it will not be your responsibility. But if you have a mortgage then even after quit claiming the house you will remain on the mortgage and would have to continue the payments.

Miller

Like | Dislike | Share | Posted: Wed, 08/08/2007 - 12:06 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

You answered my question...thanks alot!

Like | Dislike | Share | Posted: Wed, 08/08/2007 - 12:53 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

OK MY HUSBAND WANTS TO SIGN OVER DEED TO ME, WILL THE BANK ALOW IT, I MEAN WILL I KEEP THE MORTGAGE IN MINE NAME ALONE?

Like | Dislike | Share | Posted: Wed, 01/28/2009 - 13:32 | Post subject:

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi AMA,

Signing over the deed to you will only transfer the property in your name. If both of you have jointly taken a mortgage on the property, then you will have to [url=http://www.mortgagefit.com/refinance.html]refinance[/url] the property in your name. If the mortgage is only in your name, then you do not have to refinance.

Thanks

Like | Dislike | Share | Posted: Wed, 01/28/2009 - 22:10 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

OK IM GETTING DIVORCED, IM GETTING THE HOUSE, HOW DOES THE DEED GET SIGNED , DOES MY HUSBAND JUST SIGN IT AND I TAKE IT TO MY LAWYER, WHAT ARE THE STEPS?

Like | Dislike | Share | Posted: Sat, 02/07/2009 - 19:35 | Post subject:

jenkin7's picture
jenkin7 | Joined: June 4, 2007 11:02 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi ELIZABETH,

Signing a quitclaim deed to transfer the property is a very good option. You can visit the following page to get some valuable information on what steps are to be followed to validate a quitclaim deed:
http://www.mortgagefit.com/quitclaim-deed.html#make-deed

Like | Dislike | Share | Posted: Tue, 02/10/2009 - 04:43 | Post subject:

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