Posted on: 23rd Jan, 2014 10:58 am
I signed a quitclaim deed when settling my parents estate. My brother, owner of the house, is trying to get a home equity loan. The bank ran my credit as well, which is bad due to long term unemployment. Is this common? Can we now file a warranty deed? Thanks!
Hi Gina,
If the loan will be in your brother's name solely, then the lender has no reason to run your credit. Why would you like to file a warranty deed now?
Thanks
If the loan will be in your brother's name solely, then the lender has no reason to run your credit. Why would you like to file a warranty deed now?
Thanks
Try a different bank - they must have known that you were on title to want to run your scores - if you have quit claimed off of the deed then the next bank shouldnt know or ask about you or your credit
Good luck
Brian Barnes
ENG Lending
Nationwide Lender
Good luck
Brian Barnes
ENG Lending
Nationwide Lender
