Posted on: 10th Dec, 2013 11:57 pm
Will I be able to quitclaim my home to my fiancé so that he can refinance with VA at a lower rate? He is not on the mortgage or the title to the property.
You can quitclaim the property to him so that he can refinance the existing loan with a VA mortgage.
Not sure on VA since I don't do VA loans, but check with your local VA lender on the waiting period that your fiancee must be on the title. If he has been making the mortgage payment from his sole account, sometimes this can be used to document continuity of obligation.
