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Company Loan Type APR Est. Pmt.

622, 568, 608 any chance to refinance yet

Posted on: 04th Sep, 2009 10:37 am
i know i am getting close but is there any chance i can refinance with these scores now. currently paying 9.5% (loan modification) i would be happy with 6 or 7% at this point.
Just keep working on your scores. Meanwhile, what state is the home located in?
Posted on: 06th Sep, 2009 06:07 pm
live in pa
Posted on: 08th Sep, 2009 07:22 am
working on the credit. You will need at least a 620 middle score to qualify right now. But, the good news is... once you get the scores up you would be looking in the low to mid 5's if it were today.

Find a good Loan Officer and ask them to walk you through a few credit repair tips. It may not take as long as you think, depending on a few of the tradelines.

Best of luck!
Posted on: 08th Sep, 2009 07:50 am
thanks, recommendations where I could start looking for a good loan officer??
Posted on: 09th Sep, 2009 06:40 am
if you have any friends who own homes, you might be able to get a good referral there.
Posted on: 09th Sep, 2009 07:05 am
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