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DO I NEED TO REFINANCE HOME TO ADD MY WIFE TO MORTGAGE

Posted on: 13th Jul, 2009 04:24 pm
my wife has a quit claim on the house, but she isn't on the mortgage aspect. the mortgage payment has been coming out of her checking account ach for a long time. what i want to know is will this cause a problem for her at the time of my death ?

i don't want to refinance when i've paid 15 years of interest already and so close to just paying principal. i have wells fargo for the mortgage.
Hi calvin,

If the lender has agreed to the assumption process and have sent you the assumption package, I don't think you will face any problems.
Posted on: 20th Jul, 2012 12:19 am
I purchase my home before I get married and my husband add his name to the mortgage. Can he add his name to the mortgage without it been re-finance.
Posted on: 19th Sep, 2013 12:47 pm
Hi Beatrice,

Unless your husband refinances the mortgage, it will not be possible for him to add his name to the mortgage docs.

Thanks
Posted on: 19th Sep, 2013 09:35 pm
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