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Company Loan Type APR Est. Pmt.

Refinance 1st & 2nd mortgage?

Posted on: 20th Feb, 2009 10:52 am
i got a 80% and a 10% loan when i purchased my house in 2007. my rate of the 80% loan is 6.125% i would like to refinance the primary loan at a lower rate. what problems would i have if i go through a different bank for the refinance?
Hi orgits,

The lender will check your financial situation as well as your credit score before approving a refinance. Moreover, you will have to go for an appraisal of the property. This will decide whether the property has equity or not. If the property does not have equity, then it will be difficult for you to get a refinance. Apart from this, while refinancing the property, you will have to pay the closing costs as well.

To know more about refinance, check out the following link:
http://www.mortgagefit.com/refinance.html

Take care.
Posted on: 23rd Feb, 2009 02:58 am
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