FHA Streamline Refi with no credit check

Hi forrest,

With credit score as low as 500, it would be impossible for you to qualify for a loan. In order to get a FHA loan, you would require a credit score of 600-620 at least. Moreover, these days lenders would give you a mortgage only after going though your credit report. So, in my opinion, it would not be possible for you to get a loan. You should first improve your score and then look out for loans.

thanks. there were some lenders who were offering the streamline refinance program without a credit check previously, i was just trying to find out if there were any still doing this?

I really doubt whether such lenders are still existing who would give you a streamline refinance without a credit check.

Your credit will be checked. They may not require income/asset documentation or even an appraisal if it is streamline.