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Get someone off the title of a house

My daughter was living with a man for 10 years. They bought a house together. Both their names are on it. They broke up, he does not want the house. How does she get him off the taxes & the mortgage.

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi lori!

Welcome to forums!

If the other owner has included the property and the mortgage in her bankruptcy filing, then it will not be possible for you to remove her name from the deed. Also, the lender will not give you a modification as the loan is included in bankruptcy.

Sussane

Like | Dislike | Share | Posted: Thu, 04/29/2010 - 00:01

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

we have our closing coming .Mortgage is on my husband, but on title we would like to be both of us.Can someone refuse us in this (i mean bank or lawyer?)or this is our personal right to decide who should be on the title?
Thank in advance

Like | Dislike | Share | Posted: Tue, 03/09/2010 - 19:27 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My mother added my brother to her title in 1998 4 years after buying home. Because he lived with her and he wanted to use the house as write off and claim her as a dependant because she is retired and now 76yrs old..But what just realized the other day is that he wrote joint title on the deed...I was looking at her WILL and saw that she was willing her 50% share to me and my other brother..But we just found out today that she can't will her share she feels betrayed by my brother and wants to change it to tenants in common or possibly remove the off the title. She feels he may not sign the title to be removed or changed. She always want the house to be shared 3 way among her children. What can we do..He does not care about us at all.

Like | Dislike | Share | Posted: Thu, 12/27/2012 - 23:15 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I want too get my brother the deed my mother left me

Like | Dislike | Share | Posted: Tue, 12/14/2010 - 13:48 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I have heard to get a reverse mortgage both people on title have to be at least 62. I'm only 58, husband is 63. If I get off the title then we could take advantage of this type mortgage right? (Our house is paid for) Is it hard to get my name off title??

Like | Dislike | Share | Posted: Fri, 07/16/2010 - 21:01 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My mom has dementia and my brother and her were both on the house title. My brother somehow took my mom off the title. Can that legally happen? My mom lives in an assisted living place and my brother does not want a lien put on the house for her care. Now my mom does not qualify for care.

Like | Dislike | Share | Posted: Mon, 09/19/2011 - 13:19 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

how do i go about getting my name added to a property deed, owned by someone else, and of course its with owners permission?

Like | Dislike | Share | Posted: Tue, 12/01/2009 - 10:31 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I would like to tkae my family member off my title of home. I did need need him as a co-sighner. My houdnad and I hvae no problems paying the mortgage But i want him off the title. Right now our crdit score ie about 600 what can we do???

Like | Dislike | Share | Posted: Sun, 04/03/2011 - 16:30 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My partner and I own a house paid for but have and equity loan against it in both names after 28 years he decide to move out to live with his daught I think its old age I have his POA what can I do to get the possession of the house as he not paying any bills I am what are my right we did a lot of home improvements paid for with my inhertance. Title reas Joint tenants w/right of survivorship

Like | Dislike | Share | Posted: Wed, 03/24/2010 - 08:59

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi cindy,

Your son's ex can sign a quit claim deed and transfer her share of the property to your son. While you record the deed, your son will have to pay the stamp doc fees, deed recording fees, etc. The fees will vary from one state to another. You can contact the county recorder's office and they can help you in this regard.

Like | Dislike | Share | Posted: Sun, 08/08/2010 - 23:08

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I put my daughter name on my dde when I bought my house and now she wants to live and pay nothing, how can I get her name off the deed

Like | Dislike | Share | Posted: Mon, 01/18/2010 - 09:59 | Post subject:

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Maureen,

With a credit score of 600, you might get a FHA loan. You won't be able to qualify for a conventional loan. You should contact the local FHA lenders and apply for a loan. The lenders will check your financial situation and let you know whether or not you'll be able to get a mortgage.

Thanks

Like | Dislike | Share | Posted: Mon, 04/04/2011 - 00:05

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I put my daughter name on my dde when I bought my house and now she wants to live and pay nothing, how can I get her name off the deed

Like | Dislike | Share | Posted: Mon, 01/18/2010 - 09:59 | Post subject:

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Huskymamabrown,

It is true that in order to get a reverse mortgage, the owners of the property should be 62 years of age. As you're 58 years old, you will have to quit claim your interest in the property to your husband. In order to do so, you need to sign a quit claim deed. Once the deed is signed, your husband can record the deed at the county recorder's office. Then he can apply for a reverse mortgage.

Thanks

Like | Dislike | Share | Posted: Sat, 07/17/2010 - 01:29

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Joann,

If the property is free and clear, then you can use a warranty deed to transfer the property to your brother. If there is a lien on the property, then you will have to use a quitclaim deed to transfer the property.

Thanks

Like | Dislike | Share | Posted: Tue, 12/14/2010 - 20:23

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Ronnie!

Welcome to forums!

You can ask your husband to sign a quitclaim deed in order to remove his name from the property deed. This will make you the sole owner of the property. However, as your husband's name will remain on the mortgage, both of you will be liable for the mortgage payments.

Feel free to ask if you've further queries.

Sussane

Like | Dislike | Share | Posted: Mon, 01/17/2011 - 21:45

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Husband & I getting divorced..His name is on the deed & mortgage..He is leaving the house 2 me..need to take name off deed but not off mortgage. Is that possible.

Like | Dislike | Share | Posted: Mon, 01/17/2011 - 13:09 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

hey, my friend has been paying for half the mortgage with her bf thru their joint account. her name is on the mortgage but not the title. she just found out he cheated on her and she wants to kick him to the curb, but she's afraid he's gonna keep the house since the title is only his name. is there anything she can do or needs to do to make sure she gets her half?

Like | Dislike | Share | Posted: Sat, 10/24/2009 - 01:34 | Post subject:

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi natalia,

Both of you can be on the title of the property and your husband can be the borrower of the mortgage. Your loan won't be denied for the fact that both of you are on the title while your husband alone is on the mortgage.

Thanks

Like | Dislike | Share | Posted: Tue, 03/09/2010 - 23:30

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

2nd party is on the deed of the house (not the mortgage)and refuses to sell or buy me out. 2nd party will not provide a offer they will accept. I am in court now (which will take two years). How can you removed a 2nd party from the deed?

Like | Dislike | Share | Posted: Tue, 09/07/2010 - 04:47 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

my sister,mother,father,and myself have been in a house invesment for 9 years.were underwater and my sisiter wants to leave the investment.she understands theres no money for profit now but says when house sells in the future she wants get some money. is that legal?she says she wants a copy of the title.what if she does not pay anymore but refuses to sign off the title?what can we do

Like | Dislike | Share | Posted: Sun, 02/13/2011 - 13:37 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

you could ask her politely, but i suspect it's past that point. it sure won't be easy now.

Like | Dislike | Share | Posted: Mon, 01/18/2010 - 18:47

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Rina,

Your mother should immediately get in touch with a real estate attorney and take his opinion in this regard. The real estate attorney will be able to better help you in this regard.

Thanks

Like | Dislike | Share | Posted: Sun, 12/30/2012 - 22:48

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Guest,

You will have to ask your sister to transfer the property to you by signing a quit claim deed. Once she does so, then you would be able to refinance the loan in your name. Thus, she won't have any rights to the property and you would be able to rent it out.

Thanks

Like | Dislike | Share | Posted: Mon, 02/15/2010 - 00:04

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

mary ann, i think you need to have the counsel of a lawyer.

Like | Dislike | Share | Posted: Fri, 10/30/2009 - 14:45

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My husband and I are both on the deed to our home. He wants to get a reverse morgage and I refuse to sign for this. Please tell me if he can do so without my consent

Like | Dislike | Share | Posted: Sun, 09/13/2009 - 14:29 | Post subject:

shawnquashie's picture
shawnquashie | Joined: December 10, 2012 01:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

me an my wife adopt a our son and put his name on our house deed,my wife past away 10 yrs now i have not seen my son fo that time .till when i got remarried now i want to leave my house to my wife but his name is on the deed how can i remove his name .as i know that he will not sign as all he want is everything i got . he is a greedy man . please help me

Like | Dislike | Share | Posted: Mon, 12/10/2012 - 14:00 | Post subject:

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Welcome Dianeb,

You and your siblings can sign a quitclaim deed in your uncle's favor and transfer the property to your uncle. This will make your uncle the sole owner of the property and you and your siblings won't remain the owner of the property.

Like | Dislike | Share | Posted: Thu, 12/16/2010 - 21:01

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My mon owned her home, in 2001 she added two of her sons to the title of the home. In 2006 she died and in 2008 we sold her home and pay all the back taxes that were due. In Jan 2010 we recieved a letter from the County stating she did not qualify for homestead in 2007 and 2008 and want $3900.00. My question is can the go after her two son that were on title of the home for these taxes?

Like | Dislike | Share | Posted: Mon, 02/01/2010 - 20:03 | Post subject:

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Mary,

As the husband's name is not on the property deed, he will not be able to claim the ownership of the property. So, I don't think there's any need to transfer the property to the parents. In case, if it's a community property state, then property purchased before marriage will not be considered as a part of the community property.

Like | Dislike | Share | Posted: Wed, 10/28/2009 - 22:27

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My son and his girlfriend bought a house 3 years ago. The house title is in both of their names but his credit was bad so the mortage is in her name. Now, she is leaving him but will give him the house if he can get the mortage in his name so she can move on, but he still will probably not be able to get one because of debt to income ratio. Any ideas of what to do?(or how to do it) THANKS!!!

Like | Dislike | Share | Posted: Tue, 12/18/2012 - 19:43 | Post subject:

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi sealley,

If you have a good debt to income ratio and meet all the other criteria of the lender, then you can cosign for the loan and help your son get qualified for a mortgage [url=http://www.mortgagefit.com/refinance.html]refinance[/url].

Thanks

Like | Dislike | Share | Posted: Tue, 12/18/2012 - 21:22

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Shirley,

In order to get a reverse mortgage, one has to be of 62 years of age. If your husband is of 62 years of age whereas you are not, then you will have to remove your name from the property deed. If you do not remove your name from the property deed, then your husband won't be able to get a reverse mortgage.

Like | Dislike | Share | Posted: Sun, 09/13/2009 - 20:23

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Welcome leonel,

As she is one of the owners of the property, she can claim the sale proceeds once the property is sold off. If she refuses to pay or refuses to sign off the title, there is hardly anything you can do. Nevertheless, you can contact an attorney and take his opinion in this matter.

Like | Dislike | Share | Posted: Sun, 02/13/2011 - 23:33

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

my son's ex name is on the title but the morgage!! She does want her name off the title a1dDoes it cost money to take her name off?? How much??? About??

Like | Dislike | Share | Posted: Sat, 08/07/2010 - 17:56 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I've been taking car of my mom, living with her for the past 6 years. She wants my name on the house with her. It is paid off, except for a city loan, due upon her death, or sale of house.
How do we go about putting my name on the house with her?

Like | Dislike | Share | Posted: Sun, 03/27/2011 - 20:28 | Post subject:

smith.sussane's picture
smith.sussane | Joined: September 18, 2008 09:57 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Alice!

Welcome to forums!

If your mother has dementia, then your brother may not be able to remove her from the property title. You should contact a real estate attorney in order to find out whether or not your brother will be able to transfer the property in his name when your mother has dementia.

Feel free to ask if you've further queries.

Sussane

Like | Dislike | Share | Posted: Mon, 09/19/2011 - 21:44

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Welcome jonathan,

The owner of the property will have to sign a quitclaim deed and add your name to the property deed. The owner will have to write his/her name as the grantor of the property whereas both your name as well as the owner's name will be mentioned as grantees.

Like | Dislike | Share | Posted: Tue, 12/01/2009 - 22:49

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I have a house that is in my name and ex-parther, we have seperated for 5 years and i wont to take his name of the mortgage as he is having another child by someone else, i have asked him to remove his name and he will not - is there anything i can do to get his name removed of the mortgage.

Like | Dislike | Share | Posted: Tue, 12/29/2009 - 00:08 | Post subject:

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Mylife,

Well, you can get rid of the property. You can file a partition lawsuit and sell off the property through court's order.

Thanks

Like | Dislike | Share | Posted: Sun, 04/14/2013 - 22:07 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My boyfriend and I bought a house together two years ago right before the housing market fell under. Only my name is on the mortgage but both our names are on the title. He wants to remove his name off the title "incase" a forclosure is inevitable, in which case I will be the who gets hit! If my house forecloses andhe is removed can his credit history show a foreclosure? And how long does it take for him to me removed from the title so I can kick him out!

Like | Dislike | Share | Posted: Sat, 10/31/2009 - 13:49 | Post subject:

Niicss's picture
Niicss | Joined: October 3, 2005 11:54 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

You will have to change the property deed solely in your name and then refinance the loan and pay off the mortgage dues on time. As you have a poa on behalf of your partner, you can use it and change the property deed. You can even take the help of an attorney in order to know what steps you need to take to transfer the property in your name.

Like | Dislike | Share | Posted: Thu, 03/25/2010 - 03:38

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

since the two sons were owners of the home from 2001 on, then they are absolutely liable for any claims against the property between that time and the sale date in 2008. of course, it is wise and perhaps most worthwhile to dispute the county's claim.

Like | Dislike | Share | Posted: Tue, 02/02/2010 - 07:51

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

this was mine:

since the two sons were owners of the home from 2001 on, then they are absolutely liable for any claims against the property between that time and the sale date in 2008. of course, it is wise and perhaps most worthwhile to dispute the county's claim.

Like | Dislike | Share | Posted: Tue, 02/02/2010 - 07:56

jerry's picture
jerry | Joined: October 17, 2005 03:24 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi lymangsk,

Your query has been replied to in the given page:
http://www.mortgagefit.com/propertytransfer/title-removemother.html

Take a look at it. Hope it helps you.

Thanks,

Jerry

Like | Dislike | Share | Posted: Wed, 07/21/2010 - 03:31

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Me and my husband are divorcing on friendly terms
he will transfer the ownership of the house to me
his name is on both the deed and the morgage
we should go back to the escort company to sign the [url=http://www.mortgagefit.com/quitclaim-deed.html]quit claim deed[/url]
and [url=http://www.mortgagefit.com/refinance.html]refinance[/url] correct?

Like | Dislike | Share | Posted: Tue, 12/15/2009 - 04:41 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My sister, brother and myself are on a title that we need to get our names off.
I was a condo that was left to us. The mortgage is in my uncles name. What can we do. I need to act quick.

Like | Dislike | Share | Posted: Thu, 12/16/2010 - 08:41 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i truly hope it's not an "escort" company that you're dealing with - if so, it's no wonder you're splitting up...but here's my opinion on this regarding the "escrow" company that i think you meant to cite.

i don't believe you necessarily need to go back to them to take care of yoru paperwork, but what you will wish to do is to arrange for a refinance of the underlying loan into your own name. that ought to be done concurrently with the signing of the quit claim deed, to protect your husband's interests. your lawyers ought to be able to help you coordinate all this. as for refinancing, you can use any lender you'd like to use.

i hope that's a satisfactory answer - sorry for joking about your marital situation, but i had to jump on that escort thing. i guess it's just my nature.

Like | Dislike | Share | Posted: Tue, 12/15/2009 - 06:47

adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Guest,

In order to claim her share of the property, she will have to add her name to the property deed. She can ask her boyfriend to sign a quitclaim deed and add her name to the property deed. Once she does so, she would be considered as one of the owners of the property.

Like | Dislike | Share | Posted: Sun, 10/25/2009 - 23:51

jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Guest,

You can file a partition lawsuit in the court and sell off the property. The sale proceeds will help you in paying off the mortgage balance. If there remains and excess amount from the proceeds, it will be divided amongst both of you.

Thanks

Like | Dislike | Share | Posted: Wed, 09/08/2010 - 01:00

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