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Getting my Ex boyfriend off the mortgage loan???

Posted on: 06th Apr, 2010 11:02 am
my boyfriend and i bought a house last year. he promised me he would help pay half of all the costs; mortgage, bills, etc. well now months later he hasn't paid for anything. on my mortgage papers it says i'm the primary holder so is there any way i can get him off the loan? he said he would sign the deed of the house over to me, but he does not want his name on the loan. what can i do??? i can't refinance because i don't have the money to do so.
unless you refinance the loan, you won't be able to remove your boyfriend's name from the mortgage. you can contact your lender and apply for a novation. it is also a way of transferring mortgage from one person to another. however, you should keep in mind that lenders prefer novation compared to refinance.
Posted on: 07th Apr, 2010 02:56 am
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