Hard money will offer an equity based loan. Probably need 35%-40% equity after the loan. Rates will be high and up front costs pricey but it is out there.
Good Luck
Brian
Good Luck
Brian
Why do you not want them to do a credit check? Will they actually lend with out a credit check?
I think I was in a similar situation as you are right now, and I was told they had to do the credit check.
I am pretty sure that it is mandatory, who in their right mind would lend you any kind of money with out first checking out your credit, especially with a financial institution, this is common practice. They have to check your credit to see how realiable you are with making your payments, it just makes sense to look at your history to make sure the risk is worth taking.
I have heard of car loan places that do not do the credit checks but they are fairly shady and over priced. I imagine if their was a place out their it wouldn't be very reputable and charge enormous fees. Be very wary.