Posted on: 01st Jul, 2009 04:27 pm
We have stop paying for our second mortage about 8 months ago, (we are current on our 1st loan) and now we have the collection agency calling us everyday. How can I negotiate something to pay the 2nd loan? Second, How do I know if they put a lien on my house?
Hi Roxy!
Welcome to forums!
You will have to speak to the collection agency and negotiate a deal with them. You may even contact an attorney who would deal with the collection agency on your behalf and help you to lower the amount.
In order to know whether the collection agency has placed a lien on the property, you'll have to contact the county recorder's office. You may even contact a title search company and get to know whether or not there is a lien on the property.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
You will have to speak to the collection agency and negotiate a deal with them. You may even contact an attorney who would deal with the collection agency on your behalf and help you to lower the amount.
In order to know whether the collection agency has placed a lien on the property, you'll have to contact the county recorder's office. You may even contact a title search company and get to know whether or not there is a lien on the property.
Feel free to ask if you've further queries.
Sussane