6 years ago my mother gave me financial and medical power of attorney. 2 weeks ago I had to place her in an assisted living facility. Her pension pays over 80% of her monthly bill, however, I need to cover the rest, home up keep, taxes, repairs needed and balance on her monthly rent. I know through my own property that there are tax advantages to using lines of credit, which is what I would like to open up on her home (my childhood home). The home is paid in full - however, I want to set up some type of trust for her extra monthly costs before using the other funds available. Should I transfer the home into my name or execute a line of credit while in HER name?