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Budgeting and Personal Finance

Moore Marsden Calculation

Posted on: 27th Aug, 2021 09:17 pm
Hello. How do you do the Moore Marsden calculation if there is a 1031 exchange?

I purchase 3 properties in Victorville, CA in 2009. In 2015 got married. In 2016, refinanced the properties. In 2018 exchanged the 3 properties in Victorville for one property in Van Nuys, CA through a qualified 1031 exchange. In 2021 I filed for divorce. All titles, loans, deeds, exchanges were done solely under my name. The rent's were mostly enough to cover the mortgages. Would this be considered separate property? if Not, how does the calculation work on this scenario?


Author: Jessica Bennet
Community Mentor
Ask Jessica
Posted on: 18th Feb, 2021 02:08pm
Just need some money and I own my home
Posted on: 18th Feb, 2021 02:08 pm
I would like to get between 5,000. To 10,000. If I can with a 10 year pay back
I own a 1996 Fleetwood mobile home on 1half acre lot in Piedmont sc

3 Dartmouth Dr
Piedmont sc 29673
2 bed 2 bath in good condition newer ac unit and 2 year old hot water heater
David and Patricia Lopez

I need a 3000 dollar loan and can pay back in three years

Posted on: 07th Jul, 2014 09:35 am
I could really use a 3000 dollar loan to get me out of debt consolidation. Please help me. I can pay back in two years.
Thanks for whatever you can do for me.
I own no land. I lost it all when I signed up for social security disability. I can pay back in two years.
Posted on: 07th Jul, 2014 09:40 am
Try to apply for government loans or maybe go for a loan shark if you have that guts to pay back.
Posted on: 11th Jul, 2014 06:57 am

Secure loan

Posted on: 27th Apr, 2014 03:34 pm
I have a mobile home with no lien as well as 1 1/2 of land and would like to get a loan ($7000)against either; my credit is poor; my income annually 41,000 any suggestions please....? I reside in SC.
you can opt for bad credit mobile home loans. you will get the financing with a 5% down payment.
Posted on: 10th May, 2014 12:40 am

Extra payments at closing

Posted on: 10th Apr, 2014 03:32 am
How do I avoid the last minute surprises at the time of closing the mortgage loan?
There shouldnt be any surprises -= the Good Faith by regulation must be with a certain tolerance - if it isnt the bank must cover the difference .

Makke sure you are working with an honest and upfront mortgage originator (Loan Officer) and your stress will come way down -

Good Luck
Let us know if we can help
Brian Barnes
ENG Lending
Nationwide Lender
Posted on: 10th Apr, 2014 08:22 am

home buying process

Posted on: 01st Apr, 2014 02:56 am
What are the main appects of buying a new home?
Mainly there are 3 main phases of home buying - planning & preparation, finding a suitable home & closing the entire deal peoperly.

In the first phase, you should make planning & preparation for gathering required documents,information about mortgage, finding a lender, getting pre-qualified for the loan & gathering info about the location.

In the second phase, you need to find the house, start negotiating with the seller about the offer, prepare for house inspection & appraisal process, Opting for home insurance is also a good decision.

Last but not the least, the closing procedure includes - signing the deed or agreement, paying the closing costs, availing title insurance.. etc.
Posted on: 01st Apr, 2014 03:19 am

Refinancing vs. Loan Modification

Posted on: 31st Mar, 2014 07:04 am
Which one benefits the most? and how?
You usually dont have a choice -if you qualify for a refi they will make you do that before you will ever be allowed to do a modification - both will lower the interest rate and save you some money every month -
If you are upside down on your home a mod may be the only eway to do this - however there are loans available for some programs even if you owe more than the home is worth - ]Let us know if there is anything else we can help with.
Brian Barnes
ENG Lending Nationwide Lender
Posted on: 31st Mar, 2014 07:35 pm


Posted on: 28th Mar, 2014 07:25 am
Is it true that cash-back-refinancing can be helpful for paying off our debts?
If you have the equity in your home to allow for a cash out refinance it can save a lot of money every month if you pay off other debts - remember you are stretching that money out over a longer period of time not really eliminating it.
Let us know if you need any more help

Brian Barnes
ENG Lending
Nationwide Lender
Posted on: 31st Mar, 2014 07:28 pm

car loan co-signed

Posted on: 11th Mar, 2014 04:39 am
I have co-signed a car loan with my brother two year's ago..everything worked fine but suddenly my brother died last week.
Now who will own the car? and what are the other consequences I will have to worry about?
I am sorry to hear about your brothers sudden passing - as hard as it is you are wise to take care of matters like this quickly.
Because you cosigned you are responsible for the loan - now who owns the car or has claim to it is difficult - if your brother has a wife she may want to claim the vehicle because he was making payments etc... you need to know that your credit wont get slammed and the bank wants it's money -If no one else is interested in the car you should be able to work with the bank to get the car and make payments - if not you may have to take a hit on the car - the best thing to do is call the bank explain the situation and ask them if they would take it back and clear the debt -it is unlikely to go that smooth but you have to start somewhere. Because you cosigned you are the one who they will come after of payments stop.

Good Luck
Brian Barnes
ENG Lending
Nationwide Lender
Posted on: 11th Mar, 2014 09:11 am
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